Small Business Lending
Zions First National Bank
If you thrive in Small Business lending, and can prioritize goals to fit both your personal and professional career growth, then take the opportunity to be a part of a high performing team in Business Banking!
We are looking for an experienced Business Banker to provide top-notch customer service to our clients and customers within Salt Lake City. This role performs full-service banking services to new and existing customers within the branch, with a primary focus on sales and service. If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!
Essential Functions :
- Responsible for the growth, retention, and expansion of a portfolio of existing Business Banking clients
- Sources new customers through referrals
- Contributes to deposit growth by cross selling and promoting additional banking products
- Seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts
- Recommends the appropriate solutions to clients as a trusted advisor to meet the objectives of clients
- Meets assigned revenue goal for region and products
- Gains complete knowledge of the business and personal financial needs of assigned customers
- Visits client locations regularly
- Builds knowledge of each assigned client and develops / manages a relationship plan for each client
- Ensures client requests are met by handling them directly and / or referring to appropriate resource
- Meets or exceed key performance measures, including but not limited to, portfolio growth, revenue / profitability, retention, and customer satisfaction key metrics
- Responsible for sales, credit analysis, proper loan structuring, and interviewing applicants
- Complies with applicable company policies and all banking regulations
- Other duties as assigned.
Qualifications :
Requires a bachelor's degree in banking, finance or a related field and 2+ years of credit associated lending or other directly related experience. An equivalent combination of education and experience may meet qualificationsKnowledge and experience of Business Bank lending, credit analysis preferable in a commercial lending environmentAbility to expand loans, client relationships and cross sell bank productsSolid experience with the sales, loan processing and closing processesRequires skills and experience in applicant interviewing and perceptive character judgmentAbility to structure loans and monitor credit performanceMust have good interpersonal and communication skillsSolid working knowledge of software applications, including word processing and spreadsheetsManages a small commercial portfolioYou must want to be a part of a motivated and driven team and work under respected leaders. We need someone who is proactive, who has a great attitude, who is confident and wants to work with professional people and will inspire them to achieve the department initiatives.
Benefits :
Medical, Dental and Vision Insurance - START DAY ONE!Life and Disability Insurance, Paid Parental Leave and Adoption AssistanceHealth Savings (HSA), Flexible Spending (FSA) and dependent care accountsPaid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays401(k) plan with company match, Profit Sharing, competitive compensation in line with work experienceMental health benefits including coaching and therapy sessionsTuition Reimbursement for qualifying employeesEmployee Ambassador preferred banking products