Member Center Loan Originator

Member Center Loan Originator

Are you ready for your next Mortgage Lending Career Move? Wright-Patt Credit Union is hiring a Member Center Mortgage Loan Originator in our Hilliard location.

The Member Center Mortgage Loan Originator (MCLO) is responsible for helping members purchase homes and save money by refinancing existing mortgages through effectively building relationships with builders, real estate agents, member center staff, other centers of influence and promote the credit union mortgage capabilities throughout the credit union's footprint.

Responsibilities :

• Originates first mortgage loans from members and non-members. Explains the credit union's mortgage programs and aids in the selection of mortgage products. Reviews loan conditions with borrowers and collects required documentation. Ensures proper policies, procedures, risk mitigation activities, and operating controls are followed. Reports gaps in policies, procedures, and operating controls to leadership to ensure member impact and risk is mitigated. (40%)
• Manages personal loan pipeline and communicates loan status to borrowers, and related parties such as real estate agents, builders, etc., and follows up appropriately with leads and applications. (25%)
• Maintains effective working relationships with the Member Center partner employees to provide mortgage knowledge and generate application referrals. (20%)
• Establishes and maintains relationship with area realtors, builders, other centers of influence such as financial advisors and creates relationships within the credit union with other departments (retirement solutions and member business services) to provide them with information regarding the credit union's first mortgage products and programs to increase origination volume. (10%)
• Identifies opportunities and assists in introducing borrower to member center personnel to expand the relationship beyond the first mortgage loan. (5%)

Required Skills :