Business Mgmt Specialist (Us) - Risk Profiles
The 'Business Mgmt Specialist (US) - Risk Profiles' is responsible for performing and documenting independent risk assessments of the first line Consumer Banking segments, including Consumer Products, TD Auto Finance and US Wealth, in alignment with the Enterprise Risk Framework (ERF). The 'Business Mgmt Specialist (US) - Risk Profiles' will integrate with the 3LOD to ensure alignment of assessments across segments, manage data gathering and ensure data lineage completeness and accuracy. Applicants should be detail oriented, analytical and possess strong written and verbal communication skills.
Depth & Scope :
- Works autonomously and accountable for acting as a lead within a specialized business management function and may provide work direction to others
- Provides seasoned specialized knowledge, advice, and / or guidance to various stakeholders and team members
- Scopes of role may have enterprise impact
- Focuses on short to medium-term issues (e.g. 6-12 months)
- Undertakes and completes a variety of complex projects and initiatives requiring specialist knowledge and / or the integration of cross-functional processes within own area of expertise
- Oversees and / or independently performs tasks from end to end
Education & Experience :
Undergraduate degree7+ years relevant experiencePreferred Qualifications :
Internal audit experienceExperience with comprehensive operational risk assessmentsEnterprise risk management experienceCustomer Accountabilities :
Contributes to the strategic direction of the business management function and play a key role in the development and implementation of strategies in support of the overall business strategyPlans, leads / manages and / or oversees a diverse set of work activities requiring alignment across multiple areasLeads / manages the integrated implementation of policies / processes / procedures / changes in across multiple functional areasProvides direction and / or input to complex, wide ranging enterprise or cross-function / business projects / initiatives as a subject matter expert and where necessary participates in identifying, designing and testing solutions and supporting the implementationFacilitates key discussions and provides thought leadership to executive audience (output is roadmap and / or strategic plan / deliverables / frameworks / short to long term goals etc.)Leads partner to management / leadership and respective teams for area of specialization with industry, external and internal, enterprise and business awareness; recognizing and anticipating emerging trends and; identifying issues and opportunities and recommending action to senior managementWorks effectively with multiple teams across a broad spectrum of initiatives and functional domains, influencing others as neededShareholder Accountabilities :
Adheres to enterprise frameworks and methodologies that relate to business management activities for own areaActively manages relationships with corporate and / or control functions and ensure alignment with enterprise and / or regulatory requirementsKeeps abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts to the BankAssesses / identifies key issues and escalate to appropriate levels and relevant stakeholders where requiredMaintains a culture of risk management and control, supported by effective processes and sound infrastructure an in alignment with risk appetiteEnsures business operations are in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals, and physical control of assets)Participates in cross-functional / enterprise initiatives as a subject matter expert helping to identify risk / provide guidance for complex situationsLeads relevant governance meetings or committees and related deliverables / outcomesLeads / facilitates and / or implements action / remediation plans to address performance / risk / governance issuesEmployee / Team Accountabilities :
Provides thought leadership and / or industry knowledge for own area of expertiseSupports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues / points of interestIdentifies and recommends opportunities to enhance productivity, effectiveness and operational efficiencyWorks effectively as a team, supporting other members of the team in achieving business objectives and providing client servicesParticipates in knowledge transfer within the team and business unitsPhysical Requirements :
Never : 0%; Occasional : 1-33%; Frequent : 34-66%; Continuous : 67-100%
Domestic Travel OccasionalInternational Travel NeverPerforming sedentary work ContinuousPerforming multiple tasks ContinuousOperating standard office equipment - ContinuousResponding quickly to sounds OccasionalSitting ContinuousStanding OccasionalWalking OccasionalMoving safely in confined spaces OccasionalLifting / Carrying (under 25 lbs.) OccasionalLifting / Carrying (over 25 lbs.) NeverSquatting OccasionalBending OccasionalKneeling NeverCrawling NeverClimbing NeverReaching overhead NeverReaching forward OccasionalPushing NeverPulling NeverTwisting NeverConcentrating for long periods of time ContinuousApplying common sense to deal with problems involving standardized situations ContinuousReading, writing and comprehending instructions ContinuousAdding, subtracting, multiplying and dividing ContinuousThe above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
