Financial Risk Manager

Financial Risk Manager

Gusto is a modern, online people platform that helps small businesses take care of their teams. On top of full-service payroll, Gusto offers health insurance, 401(k)s, expert HR, and team management tools. Today, Gusto offices in Denver, San Francisco, and New York serve more than 400,000 businesses nationwide. Our mission is to create a world where work empowers a better life, and it starts right here at Gusto. That's why we're committed to building a collaborative and inclusive workplace, both physically and virtually.

We are seeking a proactive and analytical Financial Risk Manager to join our Finance, BizOps & Strategy (FBOS) team. This critical role will be instrumental in identifying, assessing, and mitigating financial risks across Gusto's growing operations, with a particular focus on areas impacting financial reporting integrity and payment systems. You will work closely with various teams, including Platform Controls, Accounting, and FinTech, to embed robust risk management practices into our processes and systems, ensuring the financial resilience of the company as we continue to scale.

The Finance, BizOps & Strategy team plays a vital role in Gusto's success by providing financial stewardship, strategic insights, and operational excellence. We are a collaborative and dynamic group committed to supporting Gusto's mission to empower small businesses. This role will contribute directly to safeguarding Gusto's financial health and ensuring compliance in a fast-paced fintech environment.

Here's what you'll do day-to-day :

• Lead the identification, assessment, and monitoring of financial risks across Gusto's operations, with an emphasis on revenue recognition, payment processing, treasury, and financial reporting.
• Develop and implement a comprehensive financial risk management framework, including risk appetite statements, policies, and procedures.
• Collaborate with the Head of Platform Controls and other stakeholders to integrate financial risk considerations into the design and effectiveness of internal controls over financial reporting (ICFR).
• Perform deep-dive analysis on potential financial exposures, including operational, credit, liquidity, and market risks, and propose mitigation strategies.
• Perform operational audits to identify organizational efficiencies and accelerate workflows.
• Support accounting, finance, and business partners in optimizing and implementing robust Internal Controls over Financial Reporting (ICFR), focusing on control automation, system configurations, data integrity, and integration within financial and operational systems.
• Prepare and present regular reports on financial risk posture, emerging risks, and mitigation efforts to executive management and relevant committees.
• Stay abreast of industry best practices, regulatory changes (e.g., US GAAP, COSO, PCAOB Auditing Standards), and emerging threats relevant to financial risk management in the fintech space.

Here's what we're looking for :

Our cash compensation amount for this role is targeted at $132,000-$156,000 / year in San Francisco & New York City, and $109,000-$129,000 / year in Denver. Final offer amounts are determined by multiple factors, including candidate experience and expertise, and may vary from the amounts listed above.