Full Time Bookkeeping / Deposit Operations Clerk

American Commercial Bank & Trust - Ottawa, IL location

Full-Time Bookkeeping / Deposit Operations Clerk

American Commercial Bank & Trust is currently seeking candidates for a FT Bookkeeping / Deposit Operations Clerk for our downtown Ottawa Main office. As part of the team responsible for the Bank's deposit operations processes, the incumbent in this role will be trained in all tasks and activities within department and will be assigned specific rotating duties on a daily and weekly basis. This will enable the incumbent to learn and be fully functional in every department task, with the ability to assist and help the other team members as daily volumes fluctuate. The incumbent is responsible for the execution of assigned processes, tasks and activities, such as reviewing detailed check items and account numbers in reports, data entering and processing decisions for overdrafts, chargebacks, and other types of exceptions, and performing risk review of large items, ACH items and Positive Pay client transactions. Will also be trained to perform the daily closing procedures when assigned. Ideal candidates will possess great attention to detail; be able to thoroughly read, understand and execute procedures, instructions and email requests from the retail and commercial frontline staff; have a good aptitude for numbers and balancing; be aware of daily varying deadlines; and possess solid written and oral communication skills, both within the department and in interactions with other bank staff. The incumbent must also be flexible for frequent changes and updates which occur in this fast-paced, deadline driven function of the Bank.

This is a Full-Time position, 40 hours per week; schedule will rotate based upon duties assigned for either a 7am to 3 : 30pm shift, or 8 : 30am to 5 : 30pm shift, Monday through Friday.

Key Job Duties and Responsibilities :

The Bookkeeping Clerk will perform the following function on an assigned rotational basis :

• Positive Pay - report prescrub, confirm and match information to client's register, correcting misreads, management client confirmations and auto-returns.
• Unposted / Exceptions Report - research to find and post the exception item to the correct account or return.
• RIP (not sufficient funds) Report - enter overdraft decisions into system (pay or return, charge or waive fees), contact Commercial Banking Associates regarding decisioning for commercial accounts.
• Stop Suspects Report - confirm if item on report matches stop suspect list on account, and process accordingly.
• Endorsements - confirm that endorsement matched the payee on the checks and confirm with Commercial group for approval to pay.
• Death Notification - return any state payments received after client's death.
• CD Interest Checks & IRA Distribution Checks - generate a cashier's check (from the tellers) for clients who request to receive a check for the CD Interest or IRA Distribution & mail out.
• Chargebacks - research and determine if retransmitting or charging back and mail out any chargeback notices to the client's given address.
• Large ACH Review - confirm ACH posting is for the correct client.
• Canadian Checks Deposited - push to PCBB GL & upload onto portal
• Risk Review - review clients not on positive pay & checks over $1K that get flagged by system - if okay to pay, pass in system; if check is "fishy", email CBA / retail operations for confirmation.
• Reject Correction / Inclearings / POD / Duplicate Detection / Balancing.
• Online Transaction Entry (OTE) needed for every return done, and obtain 2nd
• All check returns - total all check returns for the day & send as 1 file (430p)
• Run FXD & BeB at EOD
• Other duties as assigned.

Education and Experience :

Additional Skills and Qualifications :

American Commercial Bank & Trust is an Equal Opportunity Employer (Minorities, Females, Protected Veterans, and Individuals with Disabilities).

A comprehensive benefits package offered for Full-time positions, including medical, dental and vision coverage, Life / STD / LTD plans, Flexible Spending Account, H.S.A., 401k with company match, ESOP, paid vacation, sick time, and holidays. For more information on our branch locations, visit us online at : .

Candidates will be required to submit to a background check when presented with a conditional offer of employment.