Job Title : Mortgage Originations Compliance Specialist
Location : Draper, UT
Job Type : Full Time
Company : Village Capital & Investment LLC
Introduction :
Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are located in Henderson NV. We are a lender / servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.
Key Responsibilities
- Monitor, interpret, and communicate regulatory and investor updates impacting mortgage originations.
- Develop and maintain policies, procedures, and internal controls to ensure compliance with applicable laws and regulations, including RESPA, TILA, ECOA, HMDA, and CFPB requirements.
- Conduct compliance reviews and quality assurance testing of origination files and processes.
- Provide day-to-day compliance support and guidance to origination staff, including loan officers, processors, and underwriters.
- Coordinate and assist with internal and external audits, examinations, and investor reviews.
- Design and deliver compliance training programs to ensure consistent understanding and application of regulatory requirements.
- Collaborate with Risk, Legal, and Operations teams to identify compliance trends and implement corrective actions when necessary.
- Maintain accurate and comprehensive documentation of compliance activities, findings, and remediation efforts.
Qualifications
High school diploma required; Associate or Bachelor's degree preferred.3+ years of mortgage compliance or origination operations experience, preferably within a regulated mortgage lending or servicing environment.In-depth knowledge of federal and state mortgage regulations, including CFPB, FHA, VA, USDA, Fannie Mae, and Freddie Mac requirements.Experience with loan origination systems (e.g., Encompass) and compliance monitoring tools.Strong analytical, communication, and organizational skills with attention to detail.Ability to work collaboratively in a fast-paced, team-oriented environment.Benefits :
401(k) matchingDental insuranceHealth insuranceHealth savings accountLife insurancePaid time offVision insurancePosition Summary :
The Mortgage Originations Compliance Officer will be responsible for maintaining and overseeing compliance programs for VCI's mortgage origination activities. This individual will serve as a key advisor to operational leaders, helping to identify, assess, and mitigate regulatory risks while fostering a strong compliance culture across the organization.
Final Paragraph :
If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!