Talent.com
Credit Solutions Advisor - Walker's Brook
Credit Solutions Advisor - Walker's BrookBank of America • Reading, MA, US
Credit Solutions Advisor - Walker's Brook

Credit Solutions Advisor - Walker's Brook

Bank of America • Reading, MA, US
job_description.job_card.30_days_ago
serp_jobs.job_preview.job_type
  • serp_jobs.job_card.full_time
job_description.job_card.job_description

Mortgage Originator

Job Description : At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Responsibilities :

  • Provides specialized and personalized service offering advice and guidance to financial center clients through the full spectrum of borrowing and banking offerings at each stage of client's life plan
  • Builds and deepens relationships with new and existing clients by leveraging the full capabilities of the bank
  • Analyzes the client's financial needs and applies knowledge of borrowing and banking to recommend financial services that best align with the client's unique priorities
  • Presents potential home lending product solutions, submits the mortgage application, assists clients with gathering supporting loan documentation, and keeps clients informed throughout the mortgage loan process through outbound calls, email, and online messaging
  • Connects with clients through outreach and pipeline management activities and conducts consistent follow-up routines to meet client needs
  • Responds to client requests and makes referrals to appropriate internal partners based on client needs
  • Partners with financial center leaders, performance managers, and market leaders to provide specialized guidance and coaching to financial center associates regarding delivery of an exceptional client experience

Required Qualifications :

Knowledge of credit and home lending requirements

  • Minimum of 2 years of mortgage origination experience. In lieu of this requirement, has previously held the role of : Home Service Specialist II, Lending Client Associate, Lending Client Support Manager, Lending Specialist, Senior Banker, Business Solutions Advisor or Financial Solutions Advisor at Bank of America for 1 year
  • Actively listens to the client to determine their needs and goals and has a desire to interact with clients proactively.
  • Communicates professionally, effectively, and confidently and is comfortable engaging all clients in person and over the phone.
  • Is a critical thinker and can analyze financial and credit data to advise clients of product / pricing policies and guidelines and gather any additional required information.
  • Has effective customer service skills with ability to manage the full client end-to-end experience and problem resolution.
  • Strong written and verbal communications skills.
  • Ability to handle ambiguity and adapt to changing circumstances.
  • Dedicated, enthusiastic, driven and performance-oriented; possesses a strong work ethic.
  • Can be flexible to work weekends and / or extended hours as needed.
  • A true team player and collaborator, translating knowledge and experience into strong and productive relationships internally and externally.
  • Ability to learn and understand technology.
  • Demonstrates a commitment to professional ethics and is thorough and thoughtful in incorporating relevant regulatory due diligence as well as complying with all Federal and State compliance policies.
  • Desired Qualifications :

  • Experience working in a financial center where goals were met or exceeded.
  • Knowledge in analyzing and comprehending complex financial data and providing financial alternatives.
  • Knowledge of banking products and services.
  • Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
  • Experience in a loan origination role in a retail environment and knowledge of Mortgage Products (Conventional, Jumbo and HELOC, Government)
  • Structuring, Processing, underwriting and closing procedures
  • Federal regulations governing real estate lending
  • FHA and HUD guidelines
  • Other Lending Products (Credit Card, Vehicle Loans)
  • Strong computer skills including MS applications and previous experience utilizing laptop technology.
  • Skills :

  • Client Management
  • Client Solutions Advisory
  • Customer and Client Focus
  • Referral Identification
  • Risk Management
  • Client Experience Branding
  • Credit Documentation Requirements
  • Credit and Risk Assessment
  • Pipeline Management
  • Referral Management
  • Attention to Detail
  • Collaboration
  • Issue Management
  • Prospecting
  • Relationship Building
  • Minimum Education Requirement : High School Diploma / GED / Secondary School or equivalent

    It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

    Shift : 1st shift (United States of America)

    Hours Per Week : 40

    Pay Transparency details : US - MA - Reading - 20 Walkers Brook Dr - WALKER'S BROOK BC (MA6315) Pay and benefits information Pay range $24.63 - $29.61 hourly pay, offers to be determined based on experience, education and skill set. Formulaic incentive eligible This role is eligible to participate in a formulaic incentive plan. Employees are eligible for incentives as detailed by the specific line of business incentive plan provisions. Formulaic plans may be comprised of monthly, quarterly and / or annual incentive opportunities. Incentives are earned based on the employee's performance against defined metrics. Benefits This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

    serp_jobs.job_alerts.create_a_job

    Credit Advisor • Reading, MA, US

    Job_description.internal_linking.related_jobs
    Adult or LifeSpan Integrated Behavioral Health Clinician (LICSW / Psychologist) - Cohasset, MA

    Adult or LifeSpan Integrated Behavioral Health Clinician (LICSW / Psychologist) - Cohasset, MA

    LifeStance Health • Cohasset, MA, US
    serp_jobs.job_card.full_time +1
    At LifeStance Health, we believe in a truly healthy society where mental and physical healthcare are unified to make lives better. Our mission is to help people lead healthier, more fulfilling lives...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Wash Bay Attendant

    Wash Bay Attendant

    Auto Auction of New England • Londonderry, NH, US
    serp_jobs.job_card.full_time
    Auto Auction of New England, Inc, a family owned business serving New England for over 25 years, is seeking highly motivated people to join our team, those who take pride in their work and is effic...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Telecommute Healthcare Advocate (Field Based)

    Telecommute Healthcare Advocate (Field Based)

    UnitedHealth Group • Boston, MA, United States
    serp_jobs.job_card.full_time
    Functioning independently, travel across assigned territory to meet with providers to discuss Optum tools and programs focused on improving the quality of care for Medicare Advantage Members.Will b...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Credit Analyst - C&I Lending

    Credit Analyst - C&I Lending

    Needham Bank • Amesbury, MA, United States
    serp_jobs.job_card.full_time +1
    Credit Analyst - C&I Lending .Responsible for analyzing and monitoring the credit worthiness of the Bank's commercial customers. Recommend credit facilities within the established bank guidelines...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Inbound Sales Advisor

    Inbound Sales Advisor

    VirtualVocations • Lowell, Massachusetts, United States
    serp_jobs.job_card.full_time
    A company is looking for an Inbound Sales Advisor to contribute to its consumer strategy by handling inbound calls and managing customer inquiries. Key Responsibilities Deliver sales results by pr...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Licensed Property & Casualty Broker

    Licensed Property & Casualty Broker

    VirtualVocations • Lowell, Massachusetts, United States
    serp_jobs.job_card.full_time
    A company is looking for a Division Broking Leader - Commercial Lines.Key Responsibilities Lead placement strategy to achieve optimal outcomes for clients and prospects Drive competitive coverag...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_hours • serp_jobs.job_card.promoted • serp_jobs.job_card.new
    Lease Sales Representative - Business Development / B2B

    Lease Sales Representative - Business Development / B2B

    Penske Truck Leasing Co., L.P. • Londonderry, NH, US
    serp_jobs.job_card.full_time
    Position Summary Are you a self-starter, go-getter, and a deal manager looking to move your sales career forward? How about in an industry that is moving the things that move the world forward? The...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    New Jersey Licensed Designated Broker

    New Jersey Licensed Designated Broker

    VirtualVocations • Lowell, Massachusetts, United States
    serp_jobs.job_card.full_time
    A company is looking for a Designated Broker Contractor in New Jersey, US (Remote).Key Responsibilities Manage a team of licensed sales agents, ensuring compliance with regulatory standards and b...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_hours • serp_jobs.job_card.promoted • serp_jobs.job_card.new
    Missouri Licensed Loan Consultant

    Missouri Licensed Loan Consultant

    VirtualVocations • Manchester, New Hampshire, United States
    serp_jobs.job_card.full_time
    A company is looking for a Loan Consultant in Missouri.Key Responsibilities Acting as a loan officer for an individual pipeline of loans Guiding pre-approved borrowers through the home buying pr...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_1_day • serp_jobs.job_card.promoted
    Buyer

    Buyer

    Joulé • Seabrook, NH, US
    serp_jobs.job_card.full_time
    Job Title : Buyer Location : Seabrook, NH Work schedule : Mon - Fri 8am - 5pm Pay Rate : $25.Type : Contract, Potential for extension or conversion to permanent Requirements Required : Associates Degree,...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Traveling Carpenter Journeyman - West Region

    Traveling Carpenter Journeyman - West Region

    DN Tanks LLC • Wakefield, MA, United States
    serp_jobs.job_card.full_time
    Our culture is rooted in a shared vision -.We provide the highest quality liquid storage design and construction services at the best long-term value with an unrivaled customer experience.We have b...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Traveling Carpenter Journeyman - Central Region

    Traveling Carpenter Journeyman - Central Region

    DN Tanks LLC • Wakefield, MA, United States
    serp_jobs.job_card.full_time
    Our culture is rooted in a shared vision -.We provide the highest quality liquid storage design and construction services at the best long-term value with an unrivaled customer experience.We have b...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Affordable Housing Compliance Specialist

    Affordable Housing Compliance Specialist

    VirtualVocations • Lowell, Massachusetts, United States
    serp_jobs.job_card.full_time
    A company is looking for a Compliance Specialist - EIV.Key Responsibilities : Pull monthly and quarterly EIV reports for all HUD properties Run 90-day EIV income reports for all move-ins and moni...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Senior Associate- Transaction Advisory Services- Healthcare

    Senior Associate- Transaction Advisory Services- Healthcare

    EisnerAmper • Boston, MA, United States
    serp_jobs.job_card.full_time
    At EisnerAmper, we look for individuals who welcome new ideas, encourage innovation, and are eager to make an impact.Whether you're starting out in your career or taking your next step as a seasone...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Real Estate Licensed Advisor

    Real Estate Licensed Advisor

    VirtualVocations • Manchester, New Hampshire, United States
    serp_jobs.job_card.full_time
    A company is looking for a Dedicated Advisor to develop strong relationships with vacation rental owners and contribute to their success. Key Responsibilities Grow and maintain strategic relations...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Recreation Advisor

    Recreation Advisor

    Adams and Associates, Inc. • Manchester, NH, US
    serp_jobs.job_card.full_time
    Are you passionate about helping others lead happier and healthier lives through recreational activities? If so, we want you to join our team as a Recreation Advisor!. In this exciting role within t...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Car Wash Attendant / Detailer

    Car Wash Attendant / Detailer

    State Motors Lincoln • Manchester, NH, US
    serp_jobs.job_card.full_time
    We are looking for an carwash attendant and detailer to join our growing team! The day-to-day duties include cashing clients out and seeing them through the car wash. You will also have the ability ...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    New Jersey Licensed Loan Advisor

    New Jersey Licensed Loan Advisor

    VirtualVocations • Lowell, Massachusetts, United States
    serp_jobs.job_card.full_time
    A company is looking for a Loan Advisor to assist customers in achieving their homeownership goals through personalized guidance and tailored mortgage solutions. Key Responsibilities of the Loan Adv...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_hours • serp_jobs.job_card.promoted • serp_jobs.job_card.new