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Collections Specialist

Collections Specialist

YouLendAtlanta, GA, US
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Job Description

Job Description

About Us

YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US.

We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.

The Role

To meet the growing demand for our technology and services, we are now seeking a Collections Specialist to join our collections & recoveries department. You will be responsible for promoting and sustaining a constructive, supportive and professional working relationship with all merchants and colleagues. Being one of the fastest growing Fintech businesses globally we are looking for exceptionally talented and self-motivated person who has a desire to build a career within the Company.

Requirements

Responsibilities :

  • Collections and recoveries understanding (customer contact strategy awareness)
  • Dealing with a high volume of tasks with accuracy and competency
  • To provide a first-class service relating to the resolution of any non / under-paying merchant
  • Handling inbound and outbound telephone calls, create ad hoc letter and email content with high levels of care, awareness and accuracy
  • Build positive relationships with our merchants to validate their circumstances and resolve with a positive outcome for both YouLend and the merchant
  • Negotiate, implement and execute positive solutions with the Merchants circumstances in mind, while balancing the best interests of the business
  • Strong communication skills, accuracy and confidence
  • The ability to deal with a variety of challenges, innovate and think on your feet
  • Business acumen, entrepreneurial spirit with real enthusiasm for helping SMEs. Experience within the finance industry is advantageous
  • Data input, accurately inputting data across multiple systems

The ideal candidate will have the following skillset :

  • Minimum of 3+ years' experience within Credit Control / Collections / Debt Recovery environment.
  • Strong attention to detail and accuracy is essential.
  • Proven ability to work effectively under pressure and meet tight deadlines.
  • Excellent interpersonal and communication skills (both written and verbal).
  • Demonstrated problem-solving ability and initiative.
  • Team-oriented with a collaborative approach to work.
  • Positive attitude, reliability, and a strong work ethic.
  • Proficient in Microsoft Office Suite; experience with financial systems or CRM tools is a plus.
  • Previous experience in a funding, finance, or operations role is an advantage but not required.
  • Desirable skills :

  • Collections and Recoveries experience within finance
  • Be highly reliable, organised and adaptable
  • Excel experience
  • Have excellent attention to detail and confidence working with data
  • Entrepreneurial mindset, with strong work ethic and can-do attitude
  • YouLend is very much team orientated - being a team player is needed
  • Benefits

    Why join YouLend?

  • Award-Winning Workplace :  YouLend has been recognised as one of the “Best Places to Work in 2024 and 2025” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
  • Award-Winning Fintech : YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.
  • It’s just getting fun :

  • We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.
  • But the global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started.
  • Lots of upsides :

  • High-growth (>
  • 100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business).

  • Well-capitalised with supportive private equity backing.
  • Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.
  • Motivating work environment :

  • A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.
  • Strong and transparent team culture, we have each other’s backs.
  • Independent work environment where results matter.
  • Data-driven culture and emphasis on speed (anti-red tape).
  • We offer comprehensive benefits package that includes :

  • Health Care Coverage. Youlend covers 80%; employee contribution is 20% of the premium.
  • Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare.
  • Dental plan coverage
  • Vision plan coverage
  • Benefits can be for : Employee only; Employee & Spouse; Employee & Child; Employee & Family
  • Retirement - 401K match. Employee match $1 for $1 up to 5% of salary.
  • Basic Life & AD&D Insurance.
  • International travel insurance covered if traveling abroad for work purposes.
  • Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays
  • Paid Office Parking
  • At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.

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