Senior Credit Underwriter - Commercial Banking

Job Description

Job Description

Description :

Customer Relationship driven Commercial Bank in Midtown Manhattan hiring Senior Credit Underwriter

MUST BE ABLE TO WORK 4 days ONSITE

$145,000-$165,000

NO VISA NO SPONSORSHIP

Duties and Responsibilities :

• For the most complex transactions, undertaking comprehensive financial and credit risk analysis in support of loan requests; including but not limited to financials, projections, industry / market, structure, management and environmental.
• Must have experience with transitional loans or loans that have no cashflow and bringing those properties to cashflow
• Demonstrating deep understanding of credit risks and mitigants, presenting clearly and concisely in risk focused credit proposals for submission to the appropriate approval authority.
• Work collaboratively with Lending Officers throughout the transaction process, ensuring all Borrower information including financials are complete, accurate, received in a timely manner and analyzed fully. Attend client meetings and / or site visits as appropriate.
• Strong understanding of compliance, regulations and the Bank’s commercial lending policies, clearly outlining any exceptions to policy and supporting rationale in the credit proposal.
• Ensure all credit-related questions from the approval authority are addressed efficiently and effectively.
• Contribute effectively at Credit Committee and other Committee meetings as appropriate.
• Provide guidance and oversight for more junior credit underwriters.
• Assisting in the completion of various monthly, quarterly or ad hoc reports as necessary.
• Assisting in gathering information required by Bank examiners and internal audit.
• Performs additional duties and responsibilities as assigned by management

Requirements :

Preferred experience, education, and qualifications :