Talent.com
Credit Portfolio Management Analyst

Credit Portfolio Management Analyst

Regions FinancialBirmingham, AL, US
job_description.job_card.30_days_ago
serp_jobs.job_preview.job_type
  • serp_jobs.job_card.full_time
job_description.job_card.job_description

Credit Portfolio Management Analyst

At Regions, the Credit Portfolio Management (CPM) Analyst will focus on topical research leveraging quantitative and qualitative methods to assess portfolio performance trends, market analytics and outlooks to drive the active portfolio management of Regions credit portfolio.

Primary Responsibilities

  • Willingly collaborates across teams throughout the bank (e.g., Line of Business, Risk, Treasury, Finance, Technology) to leverage expertise and complete complex projects
  • Initiates research to drive origination strategy and / or risk mitigation and acts and is a thought leader
  • Conducts routine and ad hoc research at the direction of the CPM Research Manager, including (performance trends analysis, market trend and outlook)
  • Summarizes findings from external research
  • Proactively queries Regions' data repositories in response to inbound questions from business leaders and to support research efforts
  • Sources, scrubs and maintains internal and external data required for research and analysis purposes
  • Collaborates with Risk Reporting to design dashboards to improve risk awareness throughout the firm
  • Builds tools to be used throughout the firm in credit underwriting, portfolio monitoring and risk assessment
  • Provides support to area of expertise on special projects
  • Provides training, managerial support and / or coaching to Analyst I and II team members

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

  • Bachelor's degree
  • Five (5) years of credit / market research, advanced analytics or credit risk management experience
  • Preferences

  • Master's degree or Professional Certification (e.g., Certified Financial Analyst, Certified Public Accountant, Financial Risk Manager)
  • Advanced understanding of quantitative measures of credit performance (e.g., Probability of Default / Loss Given Default / EL / EC)
  • Expertise with SQL / SAS, Python, R, VBA or other programming languages
  • Expertise in one or more major asset classes (e.g., C&I, Real Estate, Consumer)
  • Skills and Competencies

  • Ability to set priorities, organize workflow, manage multiple tasks concurrently, and work well under pressure and deadlines
  • Strong written communication skills
  • Ability to conduct fact-based research and summarize findings
  • Proficiency with software (Word, Excel, PowerPoint and Power BI)
  • Strong oral presentation skills (both large and small audiences)
  • Ability to draw conclusions from fact-based research and recommend actions to drive credit strategy (origination and / or risk mitigation)
  • Advanced skills in Excel and Power BI)
  • Willingness to collaborate across teams throughout the bank (e.g., Line of Business, Risk, Treasury, Finance, Technology) to leverage expertise and complete complex projects
  • Additionally, the Credit Portfolio Management ("CPM") Analyst will :

  • Focus on topical research leveraging quantitative and qualitative methods to assess portfolio performance trends, market analytics and outlooks to drive the active portfolio management of Regions credit portfolio. Research will range from short, topical "quick takes" that raise awareness of issues such as : industry performance, headline risks, regulatory or accounting policy changes, and other emerging risks to "deep dives" that are more thorough analyses intended to drive origination strategy and / or risk mitigation initiatives. The Analyst will also assist Credit Portfolio Managers to answer ad hoc questions and complete special project assignments as needed.
  • Independently manage development and presentation of research deliverables such as news briefs, sub-industry risk assessments, market scores and topical deep dive research, including review of work by performed by other team members
  • Qualified candidates would be seen as a thought leader with enough business acumen to initiate research to drive loan origination strategy and / or credit risk mitigation
  • Full time

    Compensation Details

    Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include : experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

    Job Range Target : Minimum : $89,002.65 USD Median : $113,740.00 USD

    Incentive Pay Plans : This job may participate in an annual discretionary bonus plan.

    Benefits Information

    Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

  • Paid Vacation / Sick Time
  • 401K with Company Match
  • Medical, Dental and Vision Benefits
  • Disability Benefits
  • Health Savings Account
  • Flexible Spending Account
  • Life Insurance
  • Parental Leave
  • Employee Assistance Program
  • Associate Volunteer Program
  • Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time.

    Location Details

    Location : Birmingham, Alabama

    serp_jobs.job_alerts.create_a_job

    Portfolio Analyst • Birmingham, AL, US

    Job_description.internal_linking.related_jobs
    • serp_jobs.job_card.promoted
    Senior Portfolio Analyst

    Senior Portfolio Analyst

    VirtualVocationsBirmingham, Alabama, United States
    serp_jobs.job_card.full_time
    A company is looking for a Senior Analyst, Portfolio.Key Responsibilities Develop and deliver dashboards, reports, and presentations on cyber program status, risks, and performance Conduct finan...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Assistant Fitness Director

    Assistant Fitness Director

    US Fitness HoldingsBessemer, AL, US
    serp_jobs.job_card.full_time
    Join a fast-growing club team and be the friendly face members meet first.As Assistant Fitness Director you’ll run New Member Orientation, coach members and trainers, and drive personal train...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Portfolio Manager

    Portfolio Manager

    FirstBankBirmingham, AL, US
    serp_jobs.job_card.full_time
    The Portfolio Manager (PM) supports Relationship Manager (RM) sales efforts through the growth, development and effective management of loan portfolios, helping ensure positive performance.Under th...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Sr. Credit Risk Review Analyst / Commercial Lending

    Sr. Credit Risk Review Analyst / Commercial Lending

    International Staffing ConsultantsBirmingham, AL, US
    serp_jobs.job_card.full_time
    Credit Risk Review Analyst - Commercial Lending.Full benefits package Bonus + Paid Relocation Assistance.Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Teller

    Teller

    Renasant BankSylacauga, AL, United States
    serp_jobs.job_card.full_time
    Tellers are responsible for processing transactions, assisting with customer inquiries, and recognizing and referring sales opportunities to other bank representatives and / or lines of business when...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Remote Commercial Banking Analyst - AI Trainer

    Remote Commercial Banking Analyst - AI Trainer

    Data AnnotationHoover, Alabama
    serp_jobs.filters.remote
    serp_jobs.job_card.full_time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the q...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Remote Finance Advisor - AI Trainer

    Remote Finance Advisor - AI Trainer

    Data AnnotationHoover, Alabama
    serp_jobs.filters.remote
    serp_jobs.job_card.full_time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the q...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Remote Financial Planner - AI Trainer

    Remote Financial Planner - AI Trainer

    Data AnnotationHoover, Alabama
    serp_jobs.filters.remote
    serp_jobs.job_card.full_time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the q...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Credit Analyst

    Credit Analyst

    GPACBirmingham, AL, US
    serp_jobs.job_card.temporary
    POSITION SUMMARY : The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients. They will perform detailed financial a...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_1_day
    • serp_jobs.job_card.promoted
    Portfolio Manager

    Portfolio Manager

    RenasantHomewood, AL, United States
    serp_jobs.job_card.full_time
    Job ID 2025-14688 Job Locations US-AL-Homewood .The Portfolio Manager will be responsible for managing a develop...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Remote Finance Director - AI Trainer

    Remote Finance Director - AI Trainer

    Data AnnotationHoover, Alabama
    serp_jobs.filters.remote
    serp_jobs.job_card.full_time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the q...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Medical Device Sales – Paid Internship

    Medical Device Sales – Paid Internship

    Medical Sales CollegeAltoona, Alabama, US
    serp_jobs.job_card.internship
    Description Medical Device Sales - Paid Internship Looking for a rewarding and lucrative career in the medical sales industry? Our paid Internship may be the right path for you! Here are just some ...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Private Wealth Credit Portfolio Manager

    Private Wealth Credit Portfolio Manager

    Regions FinancialBirmingham, AL, US
    serp_jobs.job_card.full_time
    Private Wealth Management Credit Portfolio Manager.At Regions, the Private Wealth Management Credit Portfolio Manager is responsible for independently analyzing, underwriting, and negotiating credi...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Personal Trainer - Stretch & Recovery Specialist

    Personal Trainer - Stretch & Recovery Specialist

    US Fitness HoldingsBessemer, AL, US
    serp_jobs.job_card.full_time
    At Onelife Fitness, we believe fitness isn’t just about training harder — it’s about recovering smarter.As a Stretch & Recovery Specialist, you’ll empower members to mov...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Remote Financial Analyst - AI Trainer

    Remote Financial Analyst - AI Trainer

    Data AnnotationHoover, Alabama
    serp_jobs.filters.remote
    serp_jobs.job_card.full_time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the q...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Mortgage Loan Officer - Birmingham Area | Full-Time

    Mortgage Loan Officer - Birmingham Area | Full-Time

    Avadian Credit UnionHoover, AL, United States
    serp_jobs.job_card.full_time
    Mortgage Loan Officer - Birmingham Area | Full-Time.Originates, acquires, and markets quality residential loans.Develops marketing and promotional strategies to attract new business.Network and bui...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    SBA Portfolio Management Analyst

    SBA Portfolio Management Analyst

    Regions FinancialBirmingham, AL, US
    serp_jobs.job_card.full_time +1
    At Regions, the SBA Portfolio Management Analyst is responsible for providing proactive credit servicing and management of servicing actions, from booking and funding through on-going servicing for...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Universal Banker

    Universal Banker

    First Horizon BankVestavia Hills, Alabama, US
    serp_jobs.job_card.full_time
    Location : On site at location listed in job posting.SUMMARY Provide quality, accurate and timely customer service involving daily processing of financial transactions and opening accounts in a reta...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30