Enhanced Due Diligence Investigator

About the Role

The Anti-Money Laundering (AML) Enhanced Due Diligence (EDD) Investigator performs enhanced due diligence periodic reviews of the Bank's customers that are at elevated risk for money laundering in compliance with the Bank Secrecy Act and USA PATRIOT Act. The AML EDD Investigator reviews individual and business customer relationships to determine whether account activity is consistent with expected activity and to identify any possible breach of Bank policy and United States laws and regulations .

• Analyze high-risk customer transaction activity to ascertain legitimacy of the business and the business transactions ensuring that the transaction activity is commensurate with the nature of the business entity.
• Analyze AML policies, procedures, and third-party audits of entities required to maintain an AML program to ascertain the entities overall level of compliance and make recommendations regarding the entity based on the level of risk the entity poses to the bank.
• Prepare written analyses for all assigned high risk customers.
• Complete all assigned high-risk alerts generated from AML systems.
• Conduct training, mentoring, and oversight for newer EDD analysts.
• Request and review necessary supporting documentation for EDD depending on the type of review .
• Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities –knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
• Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
• Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
• May be asked to coach, mentor, or train others and teach coursework as subject matter expert.
• Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words.
• Takes personal initiative and is a positive example for others to emulate.
• Embraces our vision to become "Business Bank of Choice"
• May perform other duties as assigned

About You

Job Location(s)

Ability to work fully onsite at posted location(s).

Compensation and Benefits

We offer a competitive total rewards package including base wages and comprehensive benefits. The pay range for this role is $ 25.23- $42.04 , and the pay rate for the selected candidate is depend ent up on a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation and those details will be provided during the recruitment process.

We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.

Our Commitment to Diversity

Columbia Bank is an equal opportunity and affirmative action employer committed to employing , engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability , or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email : careers@Columbiabank.com .

To Staffing and Recruiting Agencies

Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications , or resumes to this site or to any Columbia Bank employee and any such submission s will be considered unsolicited unless requested directly by a member of the Talent Acquisition team .

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