LOAN OFFICER, SR

Job Description

Job Description

Senior Loan Officer

Description

We are looking for a highly experienced and motivated Senior Loan Officer to join our dynamic team. The ideal candidate will have a strong background in financial services, particularly in loan origination, underwriting, and client relationship management. As a Senior Loan Officer, you will be responsible for evaluating, authorizing, or recommending approval of commercial, real estate, or credit loans. You will also be tasked with developing and maintaining relationships with clients, ensuring their financial needs are met with the highest level of service. Your role will involve analyzing complex financial data, assessing creditworthiness, and ensuring compliance with all regulatory requirements. You will work closely with other financial professionals to structure loan packages that meet the needs of both the client and the institution. Additionally, you will be expected to stay current with market trends and regulatory changes to provide the best possible advice and service to clients. This position requires excellent analytical skills, attention to detail, and the ability to communicate effectively with clients and colleagues. If you are a proactive, results-driven professional with a passion for finance and customer service, we would love to hear from you.

Responsibilities

• Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans.
• Develop and maintain relationships with clients to understand their financial needs.
• Analyze complex financial data and assess creditworthiness.
• Ensure compliance with all regulatory requirements.
• Work closely with other financial professionals to structure loan packages.
• Stay current with market trends and regulatory changes.
• Provide the best possible advice and service to clients.
• Prepare detailed loan proposals and presentations.
• Monitor loan portfolios and manage risk.
• Negotiate loan terms and conditions with clients.
• Assist in the development of loan policies and procedures.
• Train and mentor junior loan officers.
• Participate in community events to promote the institution's services.
• Handle customer inquiries and resolve issues promptly.
• Maintain accurate records and documentation.
• Conduct periodic reviews of existing loans.
• Collaborate with the marketing team to develop promotional strategies.
• Ensure timely processing and closing of loans.
• Prepare and present reports to senior management.
• Identify opportunities for cross-selling other financial products.

Requirements