Head of Product-Credit / Lending

Position : Head of Product-Credit / Lending

Location : Remote (CST or EST preferred)

Duration : Direct Hire / Permanent / Full-Time

No Sponsor or C2C.

Need US Citizen or Green Card holders.

Ideal Profile

Senior fintech product leader with experience in credit / lending and startup environments

Comfortable working with credit unions, partners, and investors

Technical depth - SQL literacy preferred; able to review acceptance criteria and speak with engineers

Strong external presence - can represent product strategy to leadership, investors, and clients

Future people leadership likely as the org scales

Scope

Oversee product roadmap across consumer digital experience , credit union integrations , and data platform

Partner with Sales, Engineering, and Design to optimize end-to-end cardholder and partner experience

Blend of strategy, product architecture, and hands-on delivery

Key Product Pillars

Consumer Experience : Redesign end-to-end digital flow for credit card application and management (V1 optimization).

Credit Union Integrations : Deepen tech integration into banking systems (very technical, API-heavy, biz dev focus).

Client & Investor Data : Improve reporting and analytics transparency (portfolio performance, securitization data).

Qualifications

8+ years of product management experience, including 3+ years in a senior or leadership capacity.

Proven record of driving results through ownership of product P&L and roadmap delivery.

Strong technical background with the ability to write or review detailed product requirements.

Demonstrated experience presenting to senior leadership and influencing strategic decisions.

Hands-on expertise with product tools such as Jira, Figma, and analytics dashboards.

Skilled at balancing long-term strategic thinking with day-to-day execution.

Preferred

5+ years in fintech, financial services, or payments.

Prior experience managing credit card, lending, or B2C financial products.

Exposure to early-stage or high-growth environments where adaptability is key.

Working knowledge of compliance and regulatory frameworks in financial products.

Key Responsibilities

Product Strategy & Leadership

Define and execute the long-term roadmap for consumer and credit union products, ensuring alignment with company objectives and market opportunities.

Partner with executive leadership to assess new product concepts, technology investments, and business initiatives that drive growth.

Track market trends, customer behavior, and competitive movements to uncover product innovation opportunities.

Present updates, recommendations, and performance insights to senior stakeholders and board members.

Product Development & Execution

Translate business objectives into clear product requirements, user stories, and success metrics.

Lead cross-functional teams through the full product lifecycle, from ideation and development to launch and optimization.

Prioritize engineering workstreams, resolve blockers, and ensure timely delivery of high-quality releases.

Manage product budgets, ensuring effective use of resources and alignment with financial goals.

Consumer Experience & Product Optimization

Evolve rewards programs, benefits, and engagement features that enhance cardholder value and retention.

Collaborate with Risk, Analytics, and Compliance teams to ensure products meet regulatory and performance standards.

Partner with Marketing and Operations to plan and execute product rollouts, communications, and user adoption campaigns.

Team Collaboration & Influence

Work closely with design, UX, and engineering teams to deliver cohesive, user-centered experiences.

Mentor and guide cross-functional contributors, fostering alignment and high performance.

Promote a data-driven product culture focused on measurable outcomes and continuous improvement.