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Compliance Program Advisor - Retail Deposits
Compliance Program Advisor - Retail DepositsPNC Financial Services Group, Inc. • Cleveland, OH, US
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Compliance Program Advisor - Retail Deposits

Compliance Program Advisor - Retail Deposits

PNC Financial Services Group, Inc. • Cleveland, OH, US
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Overview

Position Overview : At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Compliance Program Advisor within PNC's Enterprise Compliance organization, you will be based in Pittsburgh, PA; Birmingham, AL; or Cleveland, OH. This position will support Retail Deposits, Distribution, and Operations, and Deposit Fraud Risk mitigation within Enterprise Compliance. You will be working within a team responsible for supporting specific regulatory requirements applicable to PNC Products and Services and the processes within the Risk Assessment Units that assist PNC to comply.

Job responsibilities include, but are not limited to :

  • Complete independent Compliance risk analysis
  • Provide advice, review, and challenge of line of business initiatives
  • Review and challenge of Compliance risk and controls
  • Identify and escalate concerns and emerging risk
  • Perform monitoring activities to identify potential for risk

Preferred Skills / Experience

  • Expertise in regulatory requirements
  • Knowledge of Retail Deposits, Retail Distribution, and Retail Operations
  • Ability to work independently and manage multiple deliverables
  • Self-motivated to achieve results
  • Knowledge of the Independent Risk Management Framework
  • This position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities may be performed remotely, at manager's discretion. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

    Job Description

  • Communicates effective compliance programs to identify and prevent illegal, unethical, or improper business practices. Coaches and mentors junior staff and raises issues to senior team members. Demonstrates ability to constructively challenge the status quo.
  • Supports key business initiatives by analyzing and drawing conclusions from data to identify compliance risks. Provides resolutions to manage and mitigate the identified risks. If necessary, escalates identified risks to senior team members. Identifies compliance impact on matters such as marketing materials, sales programs, product development, documentation review and other business initiatives. Works cooperatively with the business, legal partners, audit and other risk disciplines across the organization.
  • Assesses activity for existing and emerging risks. Evaluates the materiality of the risks identified and presents recommendations on necessary risk mitigation. Uses knowledge on current laws, rules, and other regulatory requirements and drafts or assesses Compliance Manuals, Front Office materials, policies and procedures to ensure alignment.
  • Leads the compliance monitoring program and reviews activity to ensure it falls within established risk control limits. Helps to identify and define the compliance program objectives for assigned area, products / services, and applicable regulations. Communicates and socializes compliance program objectives to senior business partners. Independently challenges analyses and formulates insightful recommendations.
  • Reviews compliance reports to identify deeper issues and common themes. Escalates issues through proper governance channels as needed, and recommends corrective action plans. Mentors and coaches junior staff on report analysis techniques as applicable. Updates and implements new / enhanced reports in order to ensure timely and effective compliance with regulatory requirements.
  • PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be :

  • Customer Focused
  • Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.

  • Managing Risk
  • Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

    Qualifications

    Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications / licensures needed to be successful in this position.

  • Preferred Skills Compliance Reporting, Customer Risk, Decision Making, Regulatory Requirements, Risk Assessments, Risk Control, Strategic Objectives
  • Competencies Anti-money Laundering / Sanctions Policies and Procedures, Audit And Compliance Function, Fraud Management, Internal Controls, Problem Solving
  • Work Experience Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
  • Education Bachelors
  • Certifications No Required Certification(s)
  • Licenses No Required License(s)
  • Pay & Benefits

    Pay : Base Salary : $65,000.00 – $132,250.00. Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and / or individual performance.

    Benefits : PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on eligibility for full-time employees include : medical / prescription drug coverage, dental and vision options; life insurance; disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement; back-up child / elder care; adoption, surrogacy, and doula reimbursement; educational assistance; wellness program with incentives. Paid time off includes maternity / parental leave, up to 11 paid holidays, occasional absence days, 15–25 vacation days depending on career level, and years of service.

    To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.

    Disability Accommodations

    If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Include "accommodation request" in the subject line and provide your name, the job ID, and preferred contact method. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 for accommodation assistance. All information provided will be kept confidential and used only to provide needed reasonable accommodations.

    At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

    Equal Employment Opportunity

    PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

    This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Safe and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and / or the Financial Industry Regulatory Authority (FINRA).

    California Residents

    Refer to the California Consumer Privacy Act Privacy Notice to understand how PNC may use or disclose your personal information in hiring practices.

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