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Loan Officer - Community Banking

Loan Officer - Community Banking

GPACGermantown, IL, US
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Loan Officer

A well-established, independently owned community bank with a long history of stability and service excellence is expanding its lending team. This institution is deeply rooted in its market and places a strong emphasis on relationship banking, long-term stability, and community involvement. They are seeking a driven and experienced Loan Officer to support continued growth across consumer, mortgage, and commercial lending.

This is an excellent opportunity for a career-minded banker who values both professional growth and community impact. The right individual will have the chance to step into a leadership-track role, contribute to strategic lending decisions, and build lasting relationships across multiple counties in central Illinois.

Key Responsibilities

  • Originate, underwrite, and close a mix of consumer, mortgage, and commercial loans.
  • Manage an assigned loan portfolio, including annual reviews, covenant compliance, and financial updates.
  • Develop and grow new business through proactive calling, cross-selling, and deepening existing relationships.
  • Prepare and present credit packages for committee approval, ensuring high credit quality.
  • Partner with internal teams to ensure smooth processing, closing, and ongoing customer communication.
  • Assist with compliance, quality control, reporting, and audit preparation.
  • Represent the bank through community engagement and leadership roles in civic organizations.
  • Participate in ongoing professional development to stay current with lending best practices and regulations.

Qualifications

  • Bachelor's degree in accounting, finance, or a related field required; formal credit training preferred.
  • Minimum of 5+ years' experience in consumer, mortgage, and / or commercial lending.
  • Strong credit and underwriting skills, with the ability to present loan packages for approval.
  • Proven track record in business development and sales within a banking environment.
  • Excellent communication, customer service, and relationship-management skills.
  • Knowledge of banking regulations and compliance practices.
  • NMLS registration preferred.
  • Must live in or be willing to relocate to the greater Elmwood / central Illinois area.
  • Compensation & Benefits

  • Competitive base salary (commensurate with experience).
  • Comprehensive benefits package including health, life, disability, and retirement programs.
  • Profit sharing, paid time off, and additional employee perks.
  • Clear advancement opportunities for high performers who demonstrate leadership potential.
  • To apply or learn more, please reach out confidentially to crystal.fryers@gogpac.com

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    Loan Officer • Germantown, IL, US

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