Commercial Insurance Underwriter

Underwriter Opportunity

The Underwriter is responsible for evaluating individual account risk in relation to coverage granted to price and set terms for accounts that will balance written premium, rate, and profitability goals. This position will support management and coworkers with projects through leadership, teamwork, training, and implementation.

In This Role You Will Execute On :

• Effectively implement the underwriting standards, procedures, coverage forms and rating plans established for each HAS program
• Identify acceptable accounts from those submitted by HAS appointed agencies / producers utilizing the HAS Underwriting Guidelines established for each program or plan
• Utilize all resources available to determine the terms and premium for each account submitted, including but not limited to : account application, schedules, web-site, driver data, motor vehicle driver reports, news articles, risk management reports, MSB valuations, independent appraisals, IRMI and other resources;
• Determine the terms and premium for each account and release a quotation utilizing the HAS underwriting system by or prior to the agent / producer due date
• Place necessary reinsurance when exposures exceed program or program delegated authority / capacity
• Demonstrate knowledge of coverage forms specific to each assigned program
• Demonstrate sound underwriting decisions as demonstrated by file documentation and discussions on facts leading to the decision
• Maintain effective file organization
• Demonstrate effective planning and organization skills utilized to manage the assigned accounts, projects and performance requirements;

In This Role You Will Need :

Why Hylant?

A multi-year recipient of Best Places to Work in Insurance, Hylant is a full-service insurance brokerage with 21 offices in eight states. And since the founding of our family-owned business over 85 years ago, we made a promise to strengthen and protect the businesses, employees and communities of our client family by embracing them as our own. We're more than an insurance brokerage firm and you're more than a client, employee or neighbor. You're family. And that's just the way we treat you. Hylant is proud to be an equal opportunity workplace. All qualified applicants will receive consideration for employment without regard to race, marital status, sex, age, color, religion, national origin, veteran status, disability or any other characteristic protected by law. If you have a disability or special need that requires accommodation, please let us know. Hylant participates in E-Verify.