Banking - Commercial Banking, Full Time Analyst, New York City - US, 2026

Commercial Banking, Full Time Analyst, New York City

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community, and make a real impact.

Citi's Commercial Bank ("CCB") is looking for Full-Time Analysts to join our team. Our Commercial Banking division works with businesses with annual sales ranging from $10 million to more than $3 billion. Our Commercial Banking Team works to find ways for our clients to maximize their growth while taking full advantage of Citi's banking products. That means knowing all about our deposit and lending, as well as our cash management, trade, FX (foreign exchange), and capital markets solutions. The Full-Time Analyst Program strives to bring in the best and brightest talent and support them as they develop into the next generation of commercial banking leaders globally.

The 24-month Full-time Analyst Program starts in July and begins with in-depth training. People learn differently, so we combine formal training with a complete hands-on experience to help you quickly ramp up and adapt to your role and the culture at Citi. There will be ongoing sales, credit, product, technology, and professional skills training throughout the program along with a robust junior and senior mentorship structure to help you develop professionally.

By the conclusion of the Program, you can expect to have thorough experience with and a strong understanding of :

• The CCB target market, value proposition, and client coverage model
• How bankers interact with clients and identify their needs
• The various credit product types and how these solutions best fit client needs
• The commercial loan underwriting process, including loan structuring and documentation
• The end-to-end credit process including new origination of credit and the monitoring of an assigned credit portfolio
• Engaging with clients, prospects, and centers of influence
• Citi credit and regulatory policies and procedures

We're committed to teaching you the ropes. The 2-year Analyst Program starts in July and begins with a 10-week, in-depth training program. After a placement process, based on your interests and our needs, you will be matched with a Commercial Banking team to work with for the duration of the Program.

The role of Coverage team members is to serve as a thought partner to our clients, working closely with them to deliver the full breadth of Citi's solutions to help them fund their operations and expand both locally and overseas.

Analysts play a critical role in meeting the needs of our clients and prospects, including :

We want to hear from you if :

You are a dynamic individual who is passionate about partnering with stakeholders to achieve goals

You have strong analytical and problem-solving skills

You are majoring in Finance, Economics, or Accounting.

You are on track to graduate with a bachelor's degree in December 2025 or May / June 2026

You have obtained a preferred GPA of 3.5 or above

You are a proficient user of MS Word, Access, Excel, and PowerPoint

You will not require sponsorship for U.S. Work Authorization now or anytime in the future

Annual Salary $100,000