Lending Assistant - Alpine Texas

Job Description

Job Description

Job Title : Lending Assistant

Summary : Performs a variety of duties related to the processing of commercial and / or consumer lending, servicing, reporting, and customer service.

This is an onsite assignment at our Alpine Branch.

Wage Type : Hourly Non-exempt

Essential Duties & Responsibilities :

• Records new loans and maintains files, prepares documents and notices, answers customer inquiries and solves routine customer problems.
• May interview applicants to obtain initial credit information, do service bureau / direct credit checks and ensure sufficient collateral and begin loan write-up process.
• May assist lending officer(s) in activities such as disbursement of funds, loan extensions, interest calculations, billings and preparing spreadsheets.
• Communicates and follow up with past due accounts and customer requests to clear exceptions on a scheduled and as needed basis.
• Review and process commercial and consumer loan modification requests including deferrals / extensions for approval by the Loan Officer (LO), Chief Lending Officer (CLO), Chief Financial Officer (CFO), and Chief Executive Officer (CEO).
• Schedule and coordinate meetings for borrowers to discuss loan matters, review applications, complete closings, and discuss other matters in branch or virtually.
• Receive and process TRID Applications, communicate with borrowers, run credit reports, and review relevant documents.
• Support consumer loan processing : Work with consumer loan processing team to prepare the CLAD for the initial Loan Estimate, complete credit memo, run OFAC, complete SCRA checks, and pull CAD. Submit the loan for approval and collect required financials, sales contracts, and documentation from the borrower. Submit appraisal bids and title work orders, communicating with appraisers and title work representatives. Close the loan : Build loan, fund loan, and process the wire for funding. Communicate with closer ensure the smooth processing of consumer loans.
• Regularly communicate with consumer borrowers to update them on the status and stage of their loan.
• Loan Renewals (Consumer and Commercial Loans) - Contact borrows to confirm plans to renew, pay off, or refinance loans on a scheduled and as needed basis. Obtain financials for loan renewals and communicate with the Loan Officer and credit as needed.
• Process insurance, recording, and other documents according to procedure.
• Carries out responsibilities in a manner consistent with our values and operating principles, in accordance with policy and applicable laws, and with a commitment to commitment to continuous improvement and process excellence.
• Any other duties as assigned.

Key Deliverables :

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TransPecos Banks will not accept unsolicited resumes from any source other than the candidate. We will consider any candidate for whom an Agency submits an unsolicited resume, to have been referred to us by the Agency free of any charges or fees, other than those agencies we engage on a specific search. TransPecos Banks will not pay a fee for any placement resulting from the receipt of an unsolicited resume.