Talent.com
Commercial Credit Analyst
Commercial Credit AnalystMetaOption, LLC • Wakefield, RI, US
Commercial Credit Analyst

Commercial Credit Analyst

MetaOption, LLC • Wakefield, RI, US
job_description.job_card.1_day_ago
serp_jobs.job_preview.job_type
  • serp_jobs.job_card.full_time
job_description.job_card.job_description

Job Description

Job Description

Commercial Credit Analyst

Job Description

Are you a detail-oriented financial analyst with a passion for commercial lending? We are seeking a talented Commercial Credit Analyst to join a dynamic lending team. This role offers the opportunity to make a real impact by assessing the creditworthiness of commercial borrowers, supporting business growth, and contributing to a member-focused financial culture.

Key Responsibilities

  • Analyze financial statements, tax returns, bank statements, and cash flows to assess creditworthiness of commercial borrowers.
  • Review and prepare credit files in collaboration with Commercial Relationship Officers (CROs).
  • Exercise prudent lending judgment to recommend approval, denial, or modification of loan transactions.
  • Develop and maintain spreadsheets, financial models, and reports to support credit analysis.
  • Conduct annual reviews of Member Business Loans and ensure compliance with federal and state regulations.
  • Prepare loans for SBA submission and ensure proper documentation of appraisals, environmental reports, and other required materials.
  • Present analysis, findings, and recommendations to management regarding borrower risk and repayment capacity.
  • Track loan applications, documentation, and annual reviews from application to closing.
  • Maintain professional relationships with members, business contacts, and internal teams, providing outstanding service and support.
  • Participate in special projects and assist branches or related departments as needed.

Qualifications & Skills

  • Bachelor’s degree in Finance, Accounting, or a related business field. Additional coursework in business or lending is a plus.
  • 2–3 years of loan or commercial credit experience, with strong quantitative skills.
  • Proficiency in MS Office; experience with financial modeling and data analysis.
  • In-depth understanding of financial statements, ratios, leverage, and credit assessment.
  • Excellent written and verbal communication skills; professional, detail-oriented, and able to manage competing deadlines.
  • Strong service-oriented mindset and ability to collaborate effectively with colleagues and members.
  • Positive attitude, community-oriented, and committed to a culture of care and excellence.
  • Why is This a Great Opportunity

    This is more than a financial analyst role — it’s an opportunity to support local businesses, contribute to community growth, and be part of a collaborative, member-focused team. You will play a key role in evaluating credit risk, facilitating sound lending decisions, and helping businesses thrive. With a competitive salary, sign-on bonus, and professional growth opportunities, this position is perfect for analytical professionals who want to make an impact.

    Powered by JazzHR

    LI9veYren8

    serp_jobs.job_alerts.create_a_job

    Credit Analyst • Wakefield, RI, US

    Job_description.internal_linking.related_jobs
    Senior Collections Analyst

    Senior Collections Analyst

    VirtualVocations • Cranston, Rhode Island, United States
    serp_jobs.job_card.full_time
    A company is looking for a Senior Commissions Collections Analyst.Key Responsibilities Develop and implement effective collections strategies to improve commission revenue recovery Collaborate w...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Capital Planning Analyst

    Capital Planning Analyst

    VirtualVocations • Cranston, Rhode Island, United States
    serp_jobs.job_card.full_time
    A company is looking for a Capital Planning Analyst responsible for leading strategy and analytics in lifecycle refurbishment planning and data management systems. Key Responsibilities Lead data m...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_1_day • serp_jobs.job_card.promoted
    Credit Risk Analytics Leader– Residential Real Estate

    Credit Risk Analytics Leader– Residential Real Estate

    Citizens • JOHNSTON, Rhode Island, United States
    serp_jobs.job_card.full_time
    Professional – Residential Real Estate.Citizens Bank is looking for highly quantitative, results oriented individual to build and optimize credit strategies in support of Residential Real Estate Le...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_hours • serp_jobs.job_card.promoted • serp_jobs.job_card.new
    Credit Risk Analytics Leader- Residential Real Estate

    Credit Risk Analytics Leader- Residential Real Estate

    Citizens • Johnston, RI, United States
    serp_jobs.job_card.full_time
    Description Credit Risk Analytics Sr.Professional – Residential Real Estate Citizens Bank is looking for highly quantitative, results oriented individual to build and optimize credit strategies in ...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Remote Senior Financial Analyst ($50-$60 / hour)

    Remote Senior Financial Analyst ($50-$60 / hour)

    Data Annotation • Norwich, Connecticut
    serp_jobs.filters.remote
    serp_jobs.job_card.full_time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Quality Control Analyst

    Quality Control Analyst

    VirtualVocations • Cranston, Rhode Island, United States
    serp_jobs.job_card.full_time
    A company is looking for a Quality Control Analyst to conduct audits across their loan portfolio.Key Responsibilities Execute comprehensive audits of loan files, including pre-funding and post-cl...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Remote Corporate Development Analyst – AI Trainer ($50-$60 / hour)

    Remote Corporate Development Analyst – AI Trainer ($50-$60 / hour)

    Data Annotation • Norwich, Connecticut
    serp_jobs.filters.remote
    serp_jobs.job_card.full_time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Remote Investment Analyst – AI Trainer ($50-$60 / hour)

    Remote Investment Analyst – AI Trainer ($50-$60 / hour)

    Data Annotation • Norwich, Connecticut
    serp_jobs.filters.remote
    serp_jobs.job_card.full_time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Remote Financial Analyst - AI Trainer ($50-$60 / hour)

    Remote Financial Analyst - AI Trainer ($50-$60 / hour)

    Data Annotation • Norwich, Connecticut
    serp_jobs.filters.remote
    serp_jobs.job_card.full_time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Remote FinTech Product Analyst - AI Trainer ($50-$60 / hour)

    Remote FinTech Product Analyst - AI Trainer ($50-$60 / hour)

    Data Annotation • Norwich, Connecticut
    serp_jobs.filters.remote
    serp_jobs.job_card.full_time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Fraud Analyst

    Fraud Analyst

    VirtualVocations • Cranston, Rhode Island, United States
    serp_jobs.job_card.full_time
    A company is looking for a Fraud Analyst.Key Responsibilities Develop rules and risk models based on transaction patterns and merchant behavior Lead the implementation and enhancement of the fra...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Commercial Credit Analyst

    Commercial Credit Analyst

    The Greysmith Companies • Bradford, RI, US
    serp_jobs.job_card.full_time
    Job Title : Commercial Credit Analyst Position Summary We’re seeking a detail-oriented Commercial Credit Analyst to support our business lending team. This role is responsible for evaluating creditwo...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Commercial Insurance Analyst

    Commercial Insurance Analyst

    Starkweather & Shepley Insurance Brokerage Inc. • East Providence, RI, US
    serp_jobs.job_card.full_time
    This role serves as Quality Control support in our Commercial Lines Department.This individual will handle the processing of routine to complex transactions relating to commercial lines insurance.T...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Remote Finance Director - AI Trainer ($50-$60 / hour)

    Remote Finance Director - AI Trainer ($50-$60 / hour)

    Data Annotation • Norwich, Connecticut
    serp_jobs.filters.remote
    serp_jobs.job_card.full_time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Senior Business Analyst - SAS Coder

    Senior Business Analyst - SAS Coder

    VirtualVocations • Cranston, Rhode Island, United States
    serp_jobs.job_card.full_time
    A company is looking for a Senior Business Analyst - SAS Coder.Key Responsibilities Perform analysis, development, preparation, implementation, and evaluation of complex reports related to Medica...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Credit Risk Analytics Sr Professional Residential Real Estate

    Credit Risk Analytics Sr Professional Residential Real Estate

    Citizens Financial Group • Johnston, RI, US
    serp_jobs.job_card.full_time
    Focus on the core content of the job post, removing all extra metadata, navigation mentions, and irrelevant details.Keep the formatting clean and consistent, using only the specified HTML tags.serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Credit Risk Professional (Card)

    Credit Risk Professional (Card)

    Citizens Financial Group • Johnston, RI, US
    serp_jobs.job_card.full_time
    Focus on the core content of the job post, removing all extra metadata, navigation mentions, and redundant headers.Keep the formatting beautiful and high signal to noise ratio.serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Remote Equity Research Analyst – AI Trainer ($50-$60 / hour)

    Remote Equity Research Analyst – AI Trainer ($50-$60 / hour)

    Data Annotation • Norwich, Connecticut
    serp_jobs.filters.remote
    serp_jobs.job_card.full_time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted