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Commercial Loan Officer
Commercial Loan OfficerGPAC • Owosso, MI, US
Commercial Loan Officer

Commercial Loan Officer

GPAC • Owosso, MI, US
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Commercial Loan Officer

A long-standing, customer-owned community bank is seeking a Commercial Loan Officer to join its growing Ingham County team. This confidential search is managed externally.

With more than 85 years of service in Mid-Michigan, this institution is known for local decision-making, relationship banking, and deep community roots. The team is small, close-knit, and focused on doing what's right for both clients and employees.

This role offers local autonomy, direct access to leadership, and the opportunity to help shape growth in a stable, well-capitalized organization.

Responsibilities

  • Manage and grow a commercial loan portfolio with an annual goal of ~$10MM
  • Develop full business relationships across loans, deposits, and treasury services
  • Source new business through community involvement and COI networks
  • Structure and underwrite loans across CRE, C&I, SBA, and construction
  • Maintain sound credit quality and compliance with lending policy
  • Represent the bank in the local business and professional community

Qualifications

  • 35 years of commercial lending or credit experience preferred
  • Strong credit acumen and relationship-building skills
  • Community-focused, self-motivated, and team-oriented
  • Bachelor's degree in business, finance, or related field preferred; formal credit training a plus
  • What's Offered

  • Hybrid schedule with local flexibility
  • Competitive base salary plus annual production bonus
  • Comprehensive benefits including health, dental, vision, and 401(k) with match
  • Stable, customer-owned organization with long-term career potential
  • Collaborative culture built on relationships and trust
  • Why This Opportunity Stands Out

    This is an opportunity to join a respected Mid-Michigan bank that values relationships over quotas. Decisions are made locally, leadership is accessible, and every employee's voice matters.

    If you're a relationship-driven lender who enjoys true community banking and wants to make an impact close to home, this could be the right fit.

    Confidential inquiries and resumes may be directed to : crystal.fryers@gogpac.com

    All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

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    Commercial Loan Officer • Owosso, MI, US

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