VP of Consumer Lending (Hybrid)

VP of Consumer Lending

Grows of the consumer loan portfolio and ancillary product sales, continuously seeking innovative solutions to effectively serve more members. Streamlines processes to enhance ease of doing business, leveraging data-driven decision-making to achieve and exceed organizational OKRs.

Drives innovation and enhancements to Consumer Lending processes to make it easier for members and team members to do business with us.

Leads large scale initiatives and implementations across the organization while working cross departmentally and maintaining strong relationships.

Coaches and develops leaders and team members within lending; builds and maintains strong relationships with branch leadership and both internal and external lending partners.

Develops and implements strategies to align consumer lending objectives with the organization's overall strategic plan; leads execution of business plans; manages third-party vendor relationships, including oversight of ancillary product sales and market penetration efforts.

Demonstrates proactive leadership, innovative thinking, and effective management of organizational change, while maintaining prudent risk management practices.

Promotes member loyalty by driving initiatives that reflect the organization's purpose and values.

Ensures that operational excellence and continuous improvement are key focuses and are supported throughout the consumer lending network; works to improve the member experience by utilizing qualitative and quantitative data, design thinking, and journey mapping.

Collaborates with all key stakeholders in the execution of strategic, transactional, and operational activities; drives strategic planning and budgeting processes for consumer lending, loan servicing and loss prevention.

Collaborates with the SVP of Lending, COO, executive leadership team, direct and indirect reports, peers, and cross-functional partners to develop and implement comprehensive sales and service strategies. Ensures alignment across departments and maintains consistency in execution, fostering a unified approach that advances organizational objectives while supporting innovation, growth, and a culture of continuous improvement.

Maintains effective communication and high-performing, cross-functional partnerships with senior-level executives, business lines, and internal members through positive influence.

Analyzes performance metrics as well as market competition and provide strategic direction to the consumer lending network and GUCU leadership in accomplishing defined objectives.

Supports and drives change and sales initiatives that encourage the implementation and acceptance of product or service improvements within the lending network.

Improves service delivery expectations; monitors results, member, and team member feedback to attain objectives for service, profitable growth, efficiency and enhanced member and internal experiences.

Adheres to all applicable Federal and State laws and regulations governing the Credit Union.

Promotes and establishes strong, positive, and productive working relationships within the organization through communication and commitment to the company's vision statement, core values, and business principles.

Performs other job-related duties as assigned.

Qualifications

Skills : Required :

Team Player : Expert

Forward Thinking : Expert

Flexibility : Expert

Attention to Detail : Advanced

Active Listening : Advanced

Critical Thinking : Advanced

Time Management : Advanced

Writing : Advanced

Communication : Advanced

Behaviors : Required :

Team Player : Works well as a member of a group

Dedicated : Devoted to a task or purpose with loyalty or integrity

Detail Oriented : Capable of carrying out a given task with all details necessary to get the task done well

Education :

Required : Bachelors or better in Finance or related field.

Preferred : Masters or better in Finance or related field.

Experience : Required :

Computer proficiency with MS Office, including Word, Excel and PowerPoint, Internet, and Email.

In-depth understanding and hands-on experience of lending processes including sales process and product design, tracking, portfolio management, centralized processing and funding, loan servicing, training and coaching.

Significant management experience leading leaders as well as cross functional teams.

10 years : 10+ years in lending / retail banking background with 5 years in a leadership capacity.

Bachelor's degree in Business, Finance, or related field. Master's degree preferred.

Preferred :

Experience with Symitar, Clutch, and MeridianLink a plus.

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws.