GTP Credit Manager

Credit Manager

The Credit Manager (CM) will play a leadership role within the GTP team, responsible for a portfolio of clients and their credit needs. This role will serve as the primary client-facing officer that focuses on structuring, credit underwriting and credit relationship management, for all GTP clients. The CM will be accountable for credit quality, portfolio profitability, client relationship management, and risk mitigation, working closely with other GTP team members, and senior credit approvers.

Responsibilities :

• Act as the primary credit manager and trusted advisor to clients, managing credit needs, and cross-sell opportunities across the bank's commercial banking platform; including but not limited to managing day-to-day client interactions, addressing credit, and structuring inquiries.
• Oversee a portfolio of GTP clients, ensuring adherence to credit policies, risk parameters, and regulatory requirements while optimizing profitability and client experience.
• Lead the structuring and negotiation of credit transactions, collaborating with credit approvers, internal stakeholders, and legal counsel to deliver solutions tailored to client needs while balancing appropriate risk-return profiles.
• Lead the underwriting, and ongoing credit monitoring of credit solutions, including, if applicable, covenant compliance, borrowing base calculations, and periodic risk reviews.
• Identify and escalate emerging credit risks, market trends, and industry specific developments that could impact portfolio performance or client obligations.
• Manage the end-to-end transaction process from initial client engagement, term negotiation, credit approval, documentation, and closing.
• Prepare portfolio reports, risk assessments, and internal presentations for management, credit committees, and regulators as required.
• Stay informed of market trends, regulatory changes, and relevant market activity to enhance transaction quality and portfolio oversight.
• Partner with internal stakeholders including Treasury Relationship Managers (TRMs), FX, Corporate Derivatives, credit, capital markets, and operations to deliver integrated, value-added banking solutions to clients.

Qualifications :

being the primary contact point for client's credit inquiries

Essential Qualifications :

Compensation :

The base pay range for this position is USD $80,000.00 / Yr. - USD $135,000.00 / Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.