Senior Treasury Regulatory Relations Associate

Senior Treasury Regulatory Relations Associate

Country : United States of America

Your Journey Starts Here :

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make :

The Senior Treasury Regulatory Relations Associate is the primary connection point between Treasury and regulators, examiners, and internal audit. The incumbent ensures that Treasury meets supervisory expectations by managing examinations, crafting regulatory responses, and coordinating with stakeholders across the bank. Expertise will strengthen the control environment, protect the bank's reputation, and directly support the resilience of the balance sheet giving a direct role in shaping Treasury's regulatory relationships.

Serve as Treasury's lead for regulatory exams, reviews, and internal audits, coordinating responses, data requests, and supporting materials.

Develop clear, accurate, and timely responses to regulatory findings, ensuring Treasury perspectives are well represented.

Conduct thematic analysis of regulatory issues to identify trends, root causes, and areas for remediation.

Partner with Treasury subject matter experts (liquidity, capital, interest rate risk, balance sheet management) to translate technical content into regulatory-ready materials.

Monitor regulatory developments that impact Treasury and advise stakeholders on implications.

Track remediation and action plans, escalating concerns when necessary to ensure sustainable resolution.

Build and maintain strong working relationships with regulators, internal audit, and business partners.

Support continuous improvement of Treasury's risk management processes, documentation, and reporting practices.

What You Bring :

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education : Bachelor's degree in finance, Accounting, Economics, or related field. - Required.

Master's Degree : Finance, Accounting, Economics, or equivalent field. - Preferred.

Experience : 9+ years in regulatory relations, exam management, or regulatory interactions within banking / financial services.

Strong knowledge of U.S. banking regulations and supervisory processes.

Demonstrated ability to manage regulatory exams from start to finish.

Excellent communication skills with the ability to influence and build trust at all levels, including regulators and executives.

Strong analytical and project management skills; able to deliver under tight timelines.

Familiarity with Treasury concepts (liquidity, capital, interest rate risk, balance sheet management) or willingness to develop this expertise.

Proficiency in MS Office (Excel, Word, PowerPoint, Outlook); experience with Treasury tools (e.g., QRM) a plus.

Certifications :

No Certifications listed for this job.

It Would Be Nice For You To Have :

Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Experience in Microsoft Office products.

What Else You Need To Know :

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range

Minimum : $101,250.00 USD

Maximum : $180,000.00 USD

Link to Santander Benefits :

Santander Benefits - 2025 Santander OnGoing / NH eGuide ()

Risk Culture :

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement :

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions :

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and / or furniture may be required .

Employer Rights :

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next :

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

Primary Location : Boston, MA, Boston

Other Locations : Massachusetts-Boston

Organization : Santander Holdings USA, Inc.