Credit Risk Business Analyst

Description

JOB SUMMARY :

The Credit Risk Business Analyst plays a critical role in ensuring the integrity, traceability and regulatory compliance of credit risk reporting processes. This position focuses on managing documentation for report intake, data lineage, and governance adherence, serving as a liaison between analytics, audit, and regulatory stakeholders. The ideal candidate will have strong business analysis skills, a working knowledge of SQL to understand data transformations, and a process-oriented mindset to maintain structured documentation and enforce governance standards across teams. Proficiency in Microsoft Excel, Word, PowerPoint, and experience with Power BI is essential for reporting and visualization tasks.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

• Act as a central point of contact for audit and regulatory inquiries related to data sourcing, transformation, and reporting.
• Coordinate with data owners, report developers, and business units to ensure alignment with governance protocols.
• Utilize SQL, Microsoft Excel and Power BI, and other tools, for report generation and data visualization.
• Use SQL to trace data transformations and validate data lineage documentation.
• Work with the analytics teams and data originators and users for consistency of use of data assets, as well as to eliminate redundancies and non-sanctioned variations.
• Use analytical and technical skills for improving data quality and business insights, as well as influencing business process design.
• Cultivate cross-functional relationships between business units to ensure insights become actionable and drive desirable business outcomes.
• Develop and maintain comprehensive documentation for report intake processes and data lineage across credit risk reporting.
• Facilitate stakeholder adherence to documentation and intake procedures through training, communication, and oversight.
• Monitor and manage the lifecycle of credit risk reports from intake to delivery, ensuring traceability and compliance.
• Identify gaps in documentation or process adherence and implement corrective actions.
• Collaborate with analytics and IT teams to understand data flows and ensure accurate representation in documentation.
• Prepare and manage responses to internal and external audit requests.
• Maintain a repository of documentation that supports regulatory compliance and risk transparency.
• Leverage Microsoft Word and PowerPoint for documentation and stakeholder presentations.

EDUCATION and / or EXPERIENCE :

The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

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