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Loan Officer

Loan Officer

First Federal BankSt. Augustine, FL, United States
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Remote work locations to include : Orlando, Palm Coast, St. Augustine, Palatka, Ormond Beach, New Smyrna Beach, Deland, Jacksonville, FL and Kingsland, GA.

Essential Functions :

  • Interviews residential mortgage loan applicants.
  • Requests specified information for loan application.
  • Notifies applicant of loan decision.
  • Corresponds with customers, applicants or creditors to resolve questions regarding application information.
  • Recommends and outlines terms of loan.
  • Informs prospective borrowers of loan commitments.
  • Reviews developing laws and regulations as they apply to installment loan security agreements.
  • Assists collection officer with delinquent account files for the financial institution.
  • Responsible for quality loan growth.
  • Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions.
  • Provides the best service to our customers with innovative and creative solutions.

Minimum Qualifications :

  • High school diploma or equivalent required.
  • BA / BS degree preferred, but not required.
  • Good understanding and knowledge of financial institution and products and services.
  • Good cross selling, organizational, and communication skills.
  • Able to communicate effectively with builders and realtors.
  • Ability to deal with time constraints and strong attention to detail.
  • Loan Officers are required to have a confirmed NMLS# with First Federal Bank before originating residential mortgage loans and maintain their NMLS# in an active status for the duration of employment.
  • Extended hours sitting and performing computer tasks may be required.

    • Bilingual candidates encouraged to apply.

    EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY

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    Loan Officer • St. Augustine, FL, United States

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