Lead Data Scientist, GenAI

Job Description

Job Description

Kapitus is seeking a Lead Data Scientist with deep expertise in Generative AI (GenAI), Large Language Models (LLMs), and Retrieval-Augmented Generation (RAG) systems to join our diverse data team. This is a high-impact, hands-on role supporting multiple functions across the company—including Sales & Marketing, Underwriting, Collections, and HR—by building and deploying advanced AI solutions.

You will be a key contributor in architecting and implementing customized chatbot solutions using open-source LLMs (hosted on platforms like Amazon Bedrock) and third-party tools (such as Abacus.ai, Agent Force, etc.). You will also design and implement RAG systems that integrate internal data sources with base LLMs to deliver contextualized, accurate outputs.

Beyond technical development, you will champion GenAI adoption across Kapitus : identifying opportunities, engaging stakeholders, and ensuring alignment between business needs and AI solutions. You will provide technical guidance, mentor junior team members, and drive responsible, enterprise-level AI enablement.

What you will do :

• Lead the development, deployment, and monitoring of predictive and generative AI models to enhance sales, marketing, underwriting, collections, and HR strategies.
• Architect and implement customized chatbot solutions leveraging open-source LLMs and third-party GenAI platforms.
• Design and build Retrieval-Augmented Generation (RAG) systems that integrate internal data sources with LLMs for more contextualized outputs.
• Collaborate with cross-functional teams to identify business opportunities and translate them into scalable, data-driven solutions.
• Analyze large, complex datasets to extract actionable insights and drive decision-making.
• Develop and maintain machine learning models to predict customer behavior, improve targeting, and automate productivity.
• Mentor and guide junior data scientists and analysts in best practices, advanced analytics, and GenAI application development.
• Identify and integrate new data sources to enhance modeling capabilities; work with bureaus and data services to satisfy data requirements.
• Advocate for GenAI adoption across the company, engaging with stakeholders and ensuring business / AI alignment.
• Stay current with industry trends and emerging technologies to keep Kapitus at the forefront of data science and AI innovation.

What we are looking for :

Kapitus Total Rewards Package Includes :

o Pet and car insurance discounts.

o Financial services such as LegalShield.

o Relaxation and stress management tools, including a fully covered annual subscription to The Calm App.

About Kapitus :

Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, we can provide small businesses with the financing they need when, and how it is needed.

We have spent our entire existence building a culture that makes us excited to come to work in the morning. Our company is fast paced, teammates need to be self-directed and have an internal motivation to do the right thing, even when the right thing takes a lot of hard work.

We show our teammates our appreciation by offering great benefits, competitive pay and solid opportunity for growth.

Company Mission :

At Kapitus, our mission is to help small business owners grow their organizations by providing tailored, transparent, and ethical financing solutions. We invest in every business owner's story and we are dedicated to building lasting relationships to champion their goals. We promise to keep the best interests of our clients at the center of the financing process by operating with transparency, fairness, and integrity.

Consideration will be given to qualified remote candidates residing in states where Kapitus and / or one of its subsidiaries has an established physical presence.