Senior Java Developer / Programmer Analyst, AVP

About Citi :

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments, and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management.

As a bank with a brain and a soul, Citi creates economic value that is systemically responsible and in our clients’ best interests. As a financial institution that touches every region of the world and every sector that shapes your daily life, our Enterprise Operations & Technology teams are charged with a mission that rivals any large tech company. Our technology solutions are the foundations of everything we do from keeping the bank safe, managing global resources, and providing the technical tools our workers need to be successful to designing our digital architecture and ensuring our platforms provide a first-class customer experience. We reimagine client and partner experiences to deliver excellence through secure, reliable, and efficient services.

Our commitment to diversity includes a workforce that represents the clients we serve from all walks of life, backgrounds, and origins. We foster an environment where the best people want to work. We value and demand respect for others, promote individuals based on merit, and ensure opportunities for personal development are widely available to all. Ideal candidates are innovators with well-rounded backgrounds who bring their authentic selves to work and complement our culture of delivering results with pride. If you are a problem solver who seeks passion in your work, come join us. We’ll enable growth and progress together.

The Senior Java Developer / Programmer Analyst is an intermediate level position responsible for participation in the establishment and implementation of new or revised application systems and programs in coordination with the Technology team. The overall objective of this role is to contribute to applications systems analysis and programming activities.

Responsibilities :

Conduct tasks related to feasibility studies, time and cost estimates, IT planning, risk technology, applications development, model development, and establish and implement new or revised applications systems and programs to meet specific business needs or user areas

Monitor and control all phases of development process and analysis, design, construction, testing, and implementation as well as provide user and operational support on applications to business users

Utilize in-depth specialty knowledge of applications development to analyze complex problems / issues, provide evaluation of business process, system process, and industry standards, and make evaluative judgement

Recommend and develop security measures in post implementation analysis of business usage to ensure successful system design and functionality

Consult with users / clients and other technology groups on issues, recommend advanced programming solutions, and install and assist customer exposure systems

Ensure essential procedures are followed and help define operating standards and processes

Serve as advisor or coach to new or lower level analysts

Has the ability to operate with a limited level of direct supervision.

Can exercise independence of judgement and autonomy.

Acts as SME to senior stakeholders and / or other team members.

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications :

5-8 years of relevant experience

5+ years of Core Java experience is Required

Experience in systems analysis and programming of software applications

Experience in managing and implementing successful projects

Working knowledge of consulting / project management techniques / methods

Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements

Education :

Bachelor’s Degree in Computer Science and Engineering, Information Systems or a directly related field

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Background :

The Credit Risk Services Technology team is responsible for delivering Credit Risk, BASEL, DSFT Analytics and Monitoring software to Citi’s Credit Risk Organization which manages Citi’s exposure to financial institutions, governments and corporates that trade with Citi.

The team builds and maintains software used to calculate key attributes in Credit Risk Monitoring such as Pre-Settlement Exposure, Exposure At Default, Risk Weighted Assets,

Haircut for Security and Cash Collateral, Concentration of Collateral and Eligibility / Liquidity of Collateral.

Key Responsibilities include :

Be part of a team of Software Engineers / Analyst Developers spread across globally and work effectively in delivery scalable and efficient solutions to Credit Risk and Regulatory clients.

Collaborate effectively with a large global team of software engineers, business analysts, dev-ops and support staff to deliver software solutions for the business

Continuously learning and adopting new technologies where appropriate to solve business problems and helping the team stay on course with the latest technologies

Review and Challenge enhancement requirements for comprehensive details thus leading to quality solution

Design detailed technical solutions and prepare corresponding documentation

Continuously work on Developing , Maintaining and Recommending Enhancements to improve the performance and stability of the Credit Risk Management application

Continuously participate in core reviews in order to improve delivery from Self and from the team.

Development Value :

The role will provide opportunities to work in a fast pace environment, by building out solutions using best in class technology to solve complex business problems in a large global capital markets organization.

Citi’s scale and diversity provide a rich learning environment for technical, business and leadership skills. Day to Day work will involve heavy collaboration with teams in Irving, TX

New Jersey, Tampa and Pune, India, and the opportunity to work alongside seasoned professionals in the Capital Markets technology space.

Preferred Critical Competencies :

2+ Years of experience in Capital Markets firm (Investment Bank / Investment Management) with good understanding of Credit Risk Management and associated metrics is highly desirable.

Should have background in Risk Technology and familiar with key risk metrics such as PSE, EAD, RWA, VaR, Haircut, Concentration.

5+ Years of experience leading a team of Software Engineers / Analyst Developers

Working knowledge of Agile Software Development processes

Proven ability to build tools to solve complex business problems

Experience with Spring, Spring Integration, Spring Batch, Distributed Caching – GEMFIRE, MongoDB, SQL

Ability to collaborate effectively in a large global team

Job Family Group : Technology

Job Family :

Applications Development

Time Type : Full time

Primary Location :

Irving Texas United States

Primary Location Full Time Salary Range :

$107,120.00 - $160,680.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including : medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Anticipated Posting Close Date :

Aug 25, 2025

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and / or apply for a career opportunity review Accessibility at Citi .

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