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Credit Analyst
Credit AnalystVaco by Highspring • East Hanover, NJ, US
Credit Analyst

Credit Analyst

Vaco by Highspring • East Hanover, NJ, US
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Job Title : Credit Analyst (Temp-to-Hire)

Location : Onsite (5 days / week to start; hybrid flexibility once up to speed)

Industry : Manufacturing

About the Role

We are seeking a detail-oriented and analytical Credit Analyst to join our client’s team in the manufacturing sector. This is a temp-to-hire opportunity offering career growth and long-term stability. The Credit Analyst will review financial statements, credit reports, and company history to assess creditworthiness, produce Debtor Risk Assessments (DRA) , and monitor risk exposure across a portfolio of buyers.

Key Responsibilities

  • Conduct phone interviews and occasional field visits to gather financial and business information.

Analyze financial data, industry reports, and company-specific details to produce accurate and insightful Debtor Reports.

Monitor portfolio risk, revise DRAs as needed, and react promptly to claims activity or alerts from external sources.

Ensure accuracy and coherence of DRAs, respecting established Service Level Agreements (SLAs).

Communicate adverse information and risk updates to underwriters and management.

Build and maintain collaborative relationships with underwriting and information teams. Qualifications

3–4 years of relevant work experience in the manufacturing industry (required).

Strong understanding of macroeconomic and industry sector drivers impacting creditworthiness.

Proficiency in MS Office (Excel, Word) and strong internet research skills.

Natural ability to ask thoughtful, probing questions and follow-up effectively.

Strong communication skills with the ability to work collaboratively in a team environment. Why Apply?

Temp-to-hire with long-term growth potential.

Opportunity to work with a leading manufacturing organization.

Hybrid flexibility after initial onsite training and onboarding. Determining compensation for this role (and others) at Vaco / Highspring depends upon a wide array of factors including but not limited to the individual’s skill sets, experience and training, licensure and certifications, office location and other geographic considerations, as well as other business and organizational needs. With that said, as required by local law in geographies that require salary range disclosure, Vaco / Highspring notes the salary range for the role is noted in this job posting. The individual may also be eligible for discretionary bonuses, and can participate in medical, dental, and vision benefits as well as the company’s 401(k) retirement plan.

Vaco by Highspring values a diverse workplace and strongly encourages women, people of color, LGBTQ+ individuals, people with disabilities, members of ethnic minorities, foreign-born residents, and veterans to apply.

EEO Notice

Vaco by Highspring is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race (including but not limited to traits historically associated with race such as hair texture and hair style), color, sex (includes pregnancy or related conditions), religion or creed, national origin, citizenship, age, disability, status as a veteran, union membership, ethnicity, gender, gender identity, gender expression, sexual orientation, marital status, political affiliation, or any other protected characteristics as required by federal, state or local law.

Vaco by Highspring and its parents, affiliates, and subsidiaries are committed to the full inclusion of all qualified individuals. As part of this commitment, Vaco by Highspring and its parents, affiliates, and subsidiaries will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and / or to receive other benefits and privileges of employment, please contact HR@vaco.com .

Vaco by Highspring also wants all applicants to know their rights that workplace discrimination is illegal .

By submitting to this position, you agree that you will be giving Vaco by Highspring the exclusive right to present your as a candidate for the foregoing employment opportunity. You further agree that you have represented information about yourself accurately and have not affirmatively misrepresented your qualifications. You also agree to maintain as confidential, to the fullest extent permitted by law, any information you learn from Vaco by Highspring about the position and you will limit disclosure of information about the position only to the extent necessary to perform any obligations in furtherance of your application. In exchange, Vaco by Highspring agrees to exercise reasonable efforts to represent you through all solicitation, job screening and resume dispersal.

Privacy Notice

Vaco by Highspring and its parents, affiliates, and subsidiaries (“we,” “our,” or “Vaco by Highspring”) respects your privacy and are committed to providing transparent notice of our policies.

California residents may access Vaco by Highspring HR Notice at Collection for California Applicants and Employees here .

  • Virginia residents may access our state specific policies here .
  • Residents of all other states may access our policies here .
  • Canadian residents may access our policies in English here and in French here .
  • Residents of countries governed by GDPR may access our policies here .
  • Pay Transparency Notice

    Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to :

  • the individual’s skill sets, experience and training;
  • licensure and certification requirements;
  • office location and other geographic considerations;
  • other business and organizational needs.
  • With that said, as required by local law, Vaco by Highspring believes that the following salary range referenced above reasonably estimates the base compensation for an individual hired into this position in geographies that require salary range disclosure. The individual may also be eligible for discretionary bonuses.

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