Payments Attorney

Career Opportunities with The Clearing House

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Careers At The Clearing House

Current job opportunities are posted here as they become available.

Position Summary

We are seeking a motivated Payments Attorney to join our legal team. This role provides a unique opportunity to provide legal counsel on issues central to the operation, governance, and regulation of a major U.S. payment system operator.

The successful candidate will bring solid legal training, growing experience in payments law and regulation, sound judgment, and a collaborative spirit. The role involves supporting senior attorneys in advising on established payment systems and emerging payment technologies in a fast-paced environment where innovation, integrity, and collaboration are core values.

Responsibilities

• Provide legal advice on the operation and development of payment systems for check, ACH, wire, and instant payments
• Draft and provide guidance on payment system rules and rule interpretations
• Research, interpret, and advise on applicable federal and state laws, including Uniform Commercial Code articles 4 and 4A, the Electronic Fund Transfer Act, Bank Secrecy Act / anti-money-laundering requirements, and economic sanctions regulations
• Partner with product, technology, and other stakeholders to develop compliant, innovative payment solutions and related business and educational materials
• Monitor and summarize relevant legislative and regulatory developments
• Support the development of legal and policy positions that advance the company's role as a critical payment system operator
• Collaborate closely with internal product, technology, risk, and audit teams

Qualifications Required

Qualifications Desired

Location Details

Physical Demands and Work Environment

The working environment is generally favorable. Lighting and temperature are adequate, and there are no hazardous or unpleasant conditions caused by noise, dust, etc. Work is generally performed within an office environment, with standard office equipment available. Travel may be required. Candidates will report to the office three days each week. Onsite work requirements may change at any time.

The anticipated annual salary range for NY-based candidates in this position is $160,000-$190,000. Base salary will be determined by the role, experience, skill set and location. For eligible positions, discretionary incentive compensation may be awarded contingent on personal and company performance. Our benefits program includes medical, dental, vision, life insurance, 401k plan with company contribution and company match, tuition reimbursement and more.

About The Clearing House

The Clearing House Payments Company L.L.C. is a bank-owned industry utility that shapes the payments landscape and provides infrastructure for safe, reliable, and efficient payments. We see an economy where everyone is connected and a future where modern payments make life easier. The Clearing House operates four payment systems : a high-value wire-transfer system (the CHIPS network), the country's first and largest instant payments system (the RTP network), an automated clearinghouse network (the EPN network), and a check image exchange network (the Image Exchange Network). TCH also operates a bank account number tokenization service, runs a payments association known as the TCH Payments Authority, and maintains the rules for private-sector check image exchange through its ECCHO business line.

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