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Senior Analyst - Interchange Programs and Processing Implementations

Senior Analyst - Interchange Programs and Processing Implementations

VisaSan Mateo, CA, US
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Senior Analyst - Interchange Programs and Processing Implementations

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Senior Analyst Interchange Fee Processing and Fee Programs Implementations

Job Description

The Global Interchange Pricing Systems team is responsible for the technical strategy, enablement, and ongoing maintenance of interchange fee assessment logic and programs across Visa's global business. This individual contributor role will primarily support the North America region, with occasional involvement in global Pricing and Interchange Strategy initiatives.

Key Responsibilities :

  • Act as a liaison between Interchange Strategy, internal development teams, and client-facing Sales and Merchant teams.
  • Manage projects of low to moderate complexity, ensuring the successful implementation of published and strategic interchange fee programs.
  • Collaborate with internal and external stakeholders to ensure accurate execution of interchange logic.
  • Develop and apply a deep understanding of Visa's systems and processing capabilities to drive projects to completion.
  • Recommend innovative solutions and enhancements to Visa's interchange program configurations and internal processing logic.

Ideal Candidate Profile :

  • A self-starter with strong attention to detail and a background in Visa transaction processing and operations.
  • Strategic thinker with the ability to understand the broader business context and identify effective solutions.
  • Skilled in analyzing and communicating complex concepts clearly to diverse audiences.
  • Comfortable working independently or collaboratively within a team environment.
  • Strong problem-solving abilities and structured thinking approach.
  • Responsibilities :

    Build and enhance positive working relationships with key stakeholders and internal staff

    Understand business needs and priorities to help the team develop solutions and recommendations

    Work with direct manager to understand needed strategies and achieve results by translating business needs into specific action plans

    Support the identification and implementation of necessary Visa processing systems enhancements to successfully support Visa interchange fee programs and processing capabilities

    Manage assignments that are diverse in scope seeking out appropriate courses of action

    Gain Subject Matter Expertise SME of Visa internal systems processing capabilities and services through training work experience and or self study

    Stay abreast of new rules products and services and industry and technology trends in support of Visa strategic goals and Client initiatives

    Use processing technology and business knowledge to assist stakeholders internal and external with inquiries related to interchange processing and fee programs

    Identify and analyze interchange processing issues with client impacts consistently communicate situational status and resolution

    Effectively collaborate with cross functional local and global teams

    Exercise independent decision making while maintaining a focus on client impact and team collaboration This includes delivering recommendation to stakeholders at all levels on a daily basis

    Support Global Interchange Pricing Team development needs

    Define business requirements for new Interchange programs or enhancements to existing programs

    Analyze business needs and formulate implementation solutions

    Coordinate with internal and external stakeholders to ensure delivery on commitments

    Set priorities influence others and manage stakeholder expectations

    Review technical designs testing documents and user acceptance logs to ensure business requirements are met

    Support Merchant Specific interchange programs enablement

    Manage registration configuration and ongoing support required to enable Merchant Fee Programs

    Support post implementation validation activities to ensure expected interchange fee assessment is applied

    Review Client communications containing interchange fee programs related information

    Maintain group databases forms templates and internal process flows

    Maintain team training material

    Basic Qualifications

    Bachelors degree or equivalent work experience

    Three to five years of work experience in card processing or financial services

    One to three years of work experience supporting Visa programs including interchange fee assessment

    Highly motivated to learn about Visa business and systems capabilities

    Strong interpersonal leadership and communication skills verbal written and presentation to build credibility and productive relationships with global functions staff management and clients

    Self starter attitude with the ability to investigate and obtain necessary information for projects

    Ability to work independently in a complex and often ambiguous environment

    Proven analytical problem solving and critical thinking skills able to independently investigate absorb technical business information and drive solutions in complex ambiguous environments

    Ability to manage diverse assignments simultaneously and prioritize workflow with limited supervision

    Strong technical aptitude with the ability to absorb technical information and apply it to business solutions

    Ability to comprehend and translate business issues into technical solutions and viceversa

    Ability to prioritize needs set and manage expectations and help clients leverage Visas tools processes and teams

    Ability to anticipate needs and take action to prevent potential issues and plan collectively in alignment with client objectives and timelines

    Drive measurable action plans to achieve business goals and realize value from Visa products and solutions

    Customer focus with proven ability to establish productive working relationships with staff and management at all levels

    Excellent verbal written presentation and interpersonal skills

    Expertise in MS Excel PowerPoint Visio PowerPoint and Word Experience with Power BI SQL and MicroStrategy tools and other reporting tools is a plus

    Multi lingual capability is a plus

    Additional Information

    All your information will be kept confidential according to EEO guidelines

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