Credit Analyst

Credit Analyst

Join us today as a Credit Analyst! First Business Bank is a Top Workplaces USA company. At the heart of First Business Bank, we believe success comes down to putting people first. Our people are our priority they embody ambition, experience, and client focus. The result is extremely engaged employees who provide unmatched client satisfaction. With comprehensive total rewards to support our team members, a commitment to valuing each other's differences, and a focus on improving our communities, we are confident you'll find the experience is your advantage. We're delighted you're considering joining us!

The Credit Analyst is responsible for analyzing financial data on new and existing clients, monitoring loan covenants and preparing loan committee presentations while striving to help maintain the overall soundness of the loan portfolio. Based out of our Madison or Brookfield office, this position allows remote work availability 1 day per week; therefore a local candidate to either market is required.

Specifically, as a Credit Analyst you will :

• Be responsible for analyzing financial data on new and existing clients, while striving to help maintain the overall soundness of the loan portfolio.
• Analyze and review appraisals received
• Spread and analyze financial information to determine the credit worthiness of the bank's existing and prospective clients.
• Be responsible for monitoring loan covenants, which includes running scorecards and reviewing loan agreements.
• Prepare loan committee presentations to include : bank exposure, cash flow analysis, collateral analysis, background summary, and overall financial summary.
• Develop a working knowledge on all aspects of loan policy and the ability to communicate its interpretation and rationale to other bank personnel.
• Work closely with the commercial lending team, including our credit analysts, commercial lenders, chief credit officer and other members of senior management.

The successful candidate should have :

First Business Financial Services, Inc. is committed to providing equal employment opportunity to all applicants and employees regardless of their race, creed, color, religion, gender, age, national origin, disability, military service, protected veteran status, genetic information, sexual orientation, gender identity, transgender status, or any other characteristic protected by federal, state or local law. We are strongly committed to this policy and believe in the concept and spirit of the law.