Overview
Senior Underwriting Consultant - Multi-Life & Policy Change. We're actively seeking a talented Multilife and Policy Change Life Underwriter to join our Consumer Markets Division. We are hiring at the Senior Underwriting Consultant level, and this role supports 100% remote work.
As a Senior Underwriting Consultant, you'll play a key role in Pacific Life's growth and long-term success by evaluating insurance applicants; you'll correlate all aspects of risk to determine whether to accept, modify or decline applications. You'll focus on mortality by evaluating risk of death which includes history, degree of medical maintenance, treatment, and flags of potential future risk. Our underwriters are a crucial part to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners.
Now is a great time to join our Underwriting team. Our underwriters are empowered to grow their careers through learning and development opportunities. Apply today to join a team that is dedicated to innovation, career development, and the people-first culture of Pacific Life.
Location : Remote (100% remote work supported)
How You'll Help Move Us Forward
- Review and analyze prospects to determine eligibility for Guaranteed Issue / Simplified Issue.
- Prepare offer letters for Multilife business.
- Evaluate medical, non-medical and financial information to provide sound and competitive risk assessment on Policy Change, Reinstatement, and Multilife applications within review and signature authority.
- Consult with superiors or medical department concerning any complex risk situations.
- Provide underwriting review for contestable death claims, as needed.
- Develop and maintain strong relationships with field personnel to facilitate submission of business and make it easy to do business with Pacific Life.
- Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting productivity, quality, and performance standards.
The Experience You Bring
7-10+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophiesEstablished approval authority of $10MAbility to work with multiple distribution channels and multiple productsEffective written and verbal communication skills with the ability to build relationships both internally and externallyAbility to develop specific goals, plan, and prioritize workAbility to balance projects in addition to normal workloadWhat Makes You Stand Out
Bachelor's DegreeExperience underwriting Policy Changes and ReinstatementsAn understanding of how life insurance is utilized to support Executive Benefit plans, and experience underwriting corporate-owned and corporate-sponsored life insuranceCompletion of the following designations : FLMI and FALUBenefits
Benefits start Day 1. Prioritization of your health and well-being including Medical, Dental, Vision, and a Wellbeing Reimbursement Account that can be used on yourself or your eligible dependentsGenerous paid time off options including Paid Time Off, Holiday Schedules, and Financial Planning Time OffPaid Parental Leave as well as an Adoption Assistance ProgramCompetitive 401k savings plan with company match and an additional contribution regardless of participationCompensation
Base Pay Range : $122,040.00 - $149,160.00
EEO Statement
Pacific Life Insurance Company is an Equal Opportunity / Affirmative Action Employer, M / F / D / V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.
J-18808-Ljbffr