AML Analyst

Job Description

Job Description

We are looking for an experienced Fraud Analyst to join our team on a contract basis in San Francisco, California. This role involves leveraging your expertise in anti-money laundering (AML) and Know Your Customer (KYC), fraud investigation, and transaction monitoring to safeguard our organization against financial crimes. You will play a key role in identifying and mitigating risks, ensuring compliance with regulatory standards, and enhancing fraud prevention systems.

Responsibilities :

• Monitor platform sign-ups to detect potential fraudulent activities, including first- and third-party applications.
• Utilize transaction monitoring tools and rules engines to identify suspicious payment or credit card transactions.
• Conduct in-depth investigations into flagged activities, documenting findings and recommending appropriate actions.
• Implement and oversee AML programs, ensuring adherence to regulatory requirements and best practices.
• Collaborate with team members to refine and optimize fraud detection and prevention systems.
• Stay informed about emerging fraud trends to proactively address potential threats.
• Maintain detailed records of investigations and ensure the confidentiality of sensitive information.
• Provide actionable insights to improve fraud mitigation strategies and compliance efforts.
• Ensure all processes align with legal and regulatory standards in the financial sector.
• Min. 3-5 years of experience in banking or Fin Tech
• Proven experience as a fraud analyst, AML analyst, or in a similar investigative role.
• Strong knowledge of anti-money laundering (AML), know your customer (KYC), and fraud investigation methodologies.
• Proficiency in using fraud detection software and transaction monitoring systems.
• Ability to work independently and make sound decisions in high-pressure situations.
• Exceptional analytical skills with keen attention to detail.
• Excellent verbal and written communication abilities.
• Bachelor’s degree in finance, computer science, or a related field.
• Preferred certifications such as Certified Fraud Examiner (CFE) or Certified Anti-Money Laundering Specialist (CAMS).