Risk Governance Lead - Lending Platforms

Description

Location : On site at Memphis, TN; New Orleans, LA; Raleigh, NC; Charlotte, NC; Jacksonville, FL.

Work Location Requirement :

This role requires associates to work in person at a First Horizon Bank location within the bank's operational footprint. Remote or hybrid work is not offered for this position.

Summary :

The Risk Governance Lead - Lending Platforms is responsible for protecting the security, integrity, and operational efficiency of commercial lending platforms-including loan origination and risk grading systems-through the proactive identification and mitigation of operational and security risks. This role will be instrumental in ensuring that our systems, processes, and data control align with regulatory requirements, enterprise standards, and industry best practices.

The ideal candidate will combine deep knowledge of risk management, governance frameworks, and regulatory compliance with experience in commercial lending operations and technology platforms.

Key Responsibilities :

Risk Management :

Create a risk governance framework specific to commercial lending platforms, including operational, regulatory, and data risks

Establish policies, procedures, and controls to ensure alignment with banking regulations and enterprise compliance requirements

Conduct regular (e.g., quarterly or as needed) system risk assessments across key platforms to identify potential threats and vulnerabilities

Partner with Enterprise Technology and Information Security teams to ensure data security and access protocols align with current best practices and regulatory frameworks

Lead the timely completion and documentation of control verification, certification, and risk reporting processes

Continuously refine control processes and supporting documentation, collaborating closely with Compliance and Reporting teams

Access Management :

Review system access requests to ensure appropriateness

Conduct regular audits of system users to verify proper provisioning and deprovisioning processes

Collaborate with the access technology team to design, test, and implement enhanced access provisioning

Compliance and Audit Collaboration :

Work with compliance and audit teams to ensure all procedures and controls are documented and updated appropriately

Regularly audit authority limits to ensure proper alignment with credit policy

System Monitoring and Reporting :

Design and implement system and user activity monitoring framework to identify anomalies or potential gaps

Generate reports detailing risk assessments, access incidents, and compliance status

Provide actionable insights based on data analysis to enhance security measures and risk management policies

Basic Qualifications :

Bachelor's degree in Business, Finance, Computer Science, Information Security, or related field

Minimum 5-7 years of experience in risk management, information security, or access controls-ideally within the banking or financial services sector

Experience designing risk frameworks or governance for technology systems

Proficiency in Microsoft Excel (including advanced functions), Word, and PowerPoint

Strong communication, analytical, and cross-functional collaboration skills

Preferred Qualifications :

Proficiency in PowerBI and SQL for data analysis and reporting

Experience with Salesforce and / or nCino platforms

Familiarity with Moody's CreditLens system

Relevant certifications (e.g., CRISC, CISA, CISSP) are a plus

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com (https : / / urldefense.com / v3 / __https : / www.firsthorizon.com / __;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6_kmPxl66_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) .

Benefit Highlights

Medical with wellness incentives, dental, and vision

HSA with company match

Maternity and parental leave

Tuition reimbursement

Mentor program

401(k) with 6% match

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