Credit Portfolio Senior Officer I
The Credit Portfolio Senior Officer I is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to client and counterparties globally.
Responsibilities :
- Lead and manage complex / critical / large professional disciplinary areas
- Lead risk financial forecasting efforts, including designing and maintaining complex credit loss and financial risk forecasting models, conducting cost of credit analyses, and monitoring product trends to identify key areas of risk-opportunity
- Develop, test, optimize and implement credit / valuation policies
- Manage risk levels for the entire credit / valuation spectrum across multiple products and retail formats consistent with program financial goals
- Track and report on initiatives, performance results, emerging trends and opportunities to senior management
- Establish cross-functional partnerships and networks in order to support the execute cross-functional and business initiatives
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.
Qualifications :
10+ years of experience in credit risk management or equivalent trainingExperience in the financial services or unsecured lending preferredDemonstrated accountability for delivery of a full range of services to one or more businesses / geographic regionsConsistently demonstrate clear and concise written and verbal communicationProven negotiation skills often used at a senior levelDemonstrated ability to synthesize, prioritize and drive results with urgencyAbility to obtain support and buy-in across a wide range of internal and external audiencesEducation :
Bachelor's degree / University degree or equivalent experienceMaster's degree preferred