Commercial Loan Officer

Commercial / Agricultural Lender

A well-established, community-focused financial institution is seeking an experienced Commercial / Agricultural Lender to lead the next chapter of its growth in Southern Illinois. This role is ideal for a lender who values autonomy, strong client relationships, and local decision-making. You'll join a stable, well-capitalized community bank with a healthy loan portfolio, a collaborative culture, and leadership committed to sustainable growth.

Qualifications

712 years of commercial and / or agricultural lending experience in a community or regional bank

Proven success managing portfolios of $10MM$25MM+

Strong understanding of C&I, CRE, and ag operating or equipment loans

Skilled in financial analysis, credit underwriting, and client relationship management

Familiarity with SBA, USDA, and FSA programs preferred

Bachelor's degree in business, finance, or related field (or equivalent experience)

Active involvement in local business and community organizations

Key Skills

Credit and financial analysis (C&I, CRE, Ag)

Relationship development and portfolio growth

Business development and COI networking

Risk management and loan monitoring

Effective communication and negotiation skills

Self-motivated, organized, and entrepreneurial

Compensation & Benefits

Base Salary : $90,000 $120,000, commensurate with experience

Performance Bonus : Annual incentive based on portfolio growth, fee income, and credit quality

Benefits : Health, dental, and vision insurance; life and disability coverage; 401(k) with employer match; paid time off and holidays; professional development support; employee banking perks; and community engagement opportunities

Ideal Candidate Profile

Relationship banker with a strong market presence and deep community ties

Comfortable operating in a smaller, collaborative team with direct leadership access

Motivated by autonomy, local control, and visible impact

Values stability, transparency, and long-term client relationships

Seeks an opportunity to influence growth and be recognized for performance

If this opportunity aligns with your background, please reach out confidentially to : crystal.fryers@gogpac.com