Credit Manager Trainee

Credit Manager Trainee

Farmers Home Furniture satisfies customers by following three fundamental principles :

• Offer fair prices for quality merchandise
• Provide affordable financing to customers
• Provide outstanding customer service always

Credit Manager responsibilities include but are not limited to :

Process credit applications in store or over the telephone

Accept payments on accounts

Type and administer sales contracts

Conducts daily collection calls to customers with payments due or to customers with past due accounts via telephone and home visits as needed

Approve or decline and issue lines of credit to customers

Conduct credit investigations

Contact customers with delinquent accounts and follow proper collection procedures

Physical requirements & professional expectations :

Ability to stand and walk for extended periods during shifts

Ability to lift, carry, and move merchandise up to 50 pounds

Comfort working in warehouse and delivery environments as needed

Must maintain a professional appearance and demeanor that reflects the leadership role

Reliable transportation and valid driver's license (if required for store support)

Job requires "F" Endorsement; must provide proof of "F" Endorsement

Employee benefits :

Employee Stock Ownership Plan (ESOP) You're not just an employeeyou're an owner

401(k) Plan with employer matching

Group Medical, Dental, and Life Insurance

Paid Vacation, Sick Leave, and Holidays (including your birthday!)

Annual Profit-Sharing Bonus Plan

Employee Purchase Discounts

Additional voluntary insurance options available

Note : Benefit offerings may vary for positions other than full-time.

About Farmers Home Furniture :

Established in 1949, Farmers Home Furniture is one of the top 100 furniture retailers in the U.S. With over 260 store locations throughout the Southeast, we are proud to be employee-owned and operated . As part of an Employee Stock Ownership Plan (ESOP) , our team members don't just work herethey have a stake in our success.

We are guided by our founder's principles of fairness, trust, and outstanding service , and remain committed to delivering quality name-brand merchandise, affordable financing, and exceptional service to the customers and communities we serve.

Skills :

Required

Clerical Some Knowledge

Credit / Collections Intermediate

Preferred

Retail Management Novice

Sales Novice

Behaviors :

Preferred

Leader Inspires teammates to follow them

Team Player Works well as a member of a group

Enthusiastic Shows intense and eager enjoyment and interest

Dedicated Devoted to a task or purpose with loyalty or integrity

Motivations :

Preferred

Job Security Inspired to perform well by the knowledge that your job is safe

Self-Starter Inspired to perform without outside help

Growth Opportunities Inspired to perform well by the chance to take on more responsibility

Education :

Required

High School or better.

Experience :

Preferred

2 years : Clerical Experience

2 years : Payment Collection

2 years : Customer Service

Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.