Customer Service Representative
This position provides excellent customer service by greeting customers in a friendly manner, developing rapport and satisfying customer transactional needs. Processes transactions efficiently and accurately while meeting the Bank's Customer Experience standards. Contributes to the overall sales growth of the Bank by exploring customers' financial needs and goals. Recommends solutions as appropriate or engages business partners to provide more expert assistance. May have vault cash and ATM responsibilities.
Accountabilities
Customer Experience :
- Promotes a customer-centered culture and attitude among staff
- Builds relationships by providing the highest level of service, demonstrating You Matter More to each customer, getting to know customers on an individual basis
Customer Transactions :
Engages in conversations to understand customer needs and financial goals, refers to other team members in accordance with Bank strategyEmbraces and utilizes the Bank's sales and coaching process, completes action plans in an effort to meet goalsUnderstands the Bank's products and services and how they benefit customers, promoting as appropriateAccurately, efficiently and courteously processes transactions in compliance with Bank policies and proceduresMaintains accurate cash and transaction records, meeting established teller performance standardsDemonstrates ability to handle routine transaction issues independently, refers customers to appropriate staff for advanced problem resolutionDetermines the necessity of placing holds on items presented for depositMaintains awareness of current fraud alerts and identifies fraudulent activityCompliance and Control :
Understands the Bank's operational and risk management policies as well as the Bank's security policies and proceduresAssists in ensuring that the Bank is in compliance with local, state and federal regulationsAssists in completing operational and audit functions within the BranchGeneral :
Interacts harmoniously and effectively with others, focusing upon the attainment of bank goals and objectives through a commitment to teamworkConforms to acceptable punctuality / attendance / professionalism standards as expressed in the Employee HandbookMay train or assist in training new employeesPerforms additional duties as requestedTravel to other branches for coverage may be requiredCompetencies
Integrity / Ethics deals with others in a straightforward, honest manner, is accountable for actions, maintains confidentiality, supports company values, conveys news good or badVision / Values Supports company mission / values through daily actions and decisions, communicates the Bank's vision, mission and values to othersAdaptability / Flexibility adapts to change, is open to new ideas, takes on new challengesInitiative takes action, operates as a pro-active self starter, acts on opportunities to improveInterpersonal Skills has good listening skills, excellent customer service skills, able to communicate clearly and professionally both in telephone and written communicationProductivity manages time well, handles information flow well, strong multi tasking skills with the ability to prioritize and organize work flow, accepts accountability, meets accuracy standardsDecision Making - able to think through a problem, following proper steps in finding resolutionTeamwork Team player with a positive attitude, promotes a team atmosphere, selflessly pitches in, shares information, partners well with others, willingly assists co-workers and share responsibilitiesSales Skills applies sales skills to identify customer needs and refer to appropriate business partners, translates product features to benefits, works to develop sales skillsKnowledge / Skills / Experience Requirements
High school diploma or equivalentPrevious teller, cash handling and / or sales experience helpfulDemonstrated personal computer literacyPhysical Demands / Conditions Requirements
General office environmentMay be required to move bags of coin short distances. Moderate lifting (up to 50 lbs.) required.Moderate reaching, walking, sitting and standing requiredEquipment Used
General office equipmentExternal and internal applications, as well as position incumbents who become disabled, must be able to perform the essential functions (as listed) either unaided or with the assistance of a reasonable accommodation to be determined by management on an individual basis.