Senior Consultant - Payments & Credit Card

Senior Consultant - Payments & Credit Card

Join to apply for the Senior Consultant - Payments & Credit Card role at Capco

About The Team

Capco is a global business and technology consultancy, focused on the financial services sector. We are passionate about helping our clients succeed in an ever-changing industry.

Working in Banking and Payments at Capco extends well beyond a traditional consulting role – we focus on developing talent within a supportive environment while simultaneously challenging tomorrow's leaders to partner with our clients and shape the future of financial services. At Capco, we deliver innovative solutions that shape market-leading strategies through implementing advanced technology with modern methods. Our experience across the ecosystem of banking segments, products, customer experiences, and supporting infrastructure has strengthened our reputation for innovation within the industry.

About The Job

As a Senior Consultant on the Banking and Payments team, you will work in a fast-paced team setting, alongside industry experts, to craft optimal strategies used to solve complex client problems. Your insights will influence actions taken by managers and executives, both proactively and in real-time problem-solving situations, within broad scale programs.

What You'll Get To Do

• Lead or support client engagements focused on credit card product strategy, digital payments, issuing / acquiring models, and market entry or expansion.
• Develop frameworks, approaches, solutions and recommendations that effectively and efficiently address the most impactful opportunities and challenges related to business process or technology systems, including their implementation, administration or optimization
• Define and execute strategic roadmaps to modernize core card systems (e.g., origination, authorization, settlement, rewards) and enable digital-first experiences.
• Analyze end-to-end credit card value chains — from origination and onboarding to transaction processing, fraud management, and collections.
• Lead diagnostic assessments of current-state payment systems, customer journeys, and operating models to identify transformation opportunities.
• Assist project teams in measuring current business or operational performance and forecasting improvements based on Capco's recommendations
• Facilitate the collaboration and coordination between business and technology to deliver on client end-to-end objectives
• Work as part of team leveraging agile and modern software delivery techniques
• Produce insights, analyses, and recommendations to improve client business or operational performance, drive understanding of client issues and provide strategic guidance related to various financial products
• Build new solutions, toolkits, documents, and consulting approaches that can be applied across Capco's Banking & Payments practice

What You'll Bring With You

Why Capco?

A career at Capco is a chance to help reshape the competitive landscape in financial services. We launch new banks, transform existing ones, and help our clients navigate complex change. As consultants, we work on the front-end business design all the way through to technology implementation.

We offer highly competitive benefits, including medical, dental and vision insurance, a 401(k) plan, tuition reimbursement, and a work culture focused on innovation and creation of lasting value for our clients and employees.

US Pay Range : $125,000—$143,000 USD

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