Sr. Closer / Funder

Our customer-centric team is changing the home lending game with fierce loyalty and a dedication to delivering an extraordinary home loan experience.  We empower our team members by engaging and immersing them in a fun, positive, and energetic atmosphere that places emphasis on the customer experience above all else.  If you love coming to work every day and winning, hold yourself to high goals and standards, subscribe to a no drama workplace and live to serve your customers as much as each other…we want you on our team.  Mission Loans is seeking mortgage professionals who thrive in a fast-paced environment without losing focus on quality of work and delivering an exceptional customer experience.   As a Sr.

Closer / Funder, your primary mission is to timely and accurately prepare loan documents for closing, validate and balance executed closing packages to ensure on-time loan funding and disbursement of proceeds for the borrower and delivering a best-in-class customer experience.

As a Senior, you will provide leadership and training to the Closing / Funding team while continuing to perform your duties and responsibilities to maintain superior pipeline management.

PRIMARY DUTIES & RESPONSIBILITIES :

• Overall responsibility for timely, accurate preparation of loan documents for closing, validation / balancing of the executed closing package to ensure on-time loan funding / disbursement of proceeds for the borrower and delivering a best-in-class customer experience Coordinate with closing agent to effectively manage loan closing timelines including finalizing accurate fees, balancing initial closing disclosure and scheduling the loan closing with the borrower Comprehensive review and completion of loan file in preparation for closing by : (i) ensuring all underwriting conditions are cleared, (ii) confirming accuracy of loan data and key dates, especially compliance with TRID timelines, (iii) accurately entering final loan figures / details into LOS (i.e. fees, lender credits, pay-offs, impounds, property / title information) into LOS and (iv) confirming borrower has sufficient funds to close, as applicable Timely prepare, validate and deliver to closing agent the initial closing disclosure and closing package Comprehensive review and validation of the closing documents to ensure are all documents are signed, dated and notarized and maintain compliance with regulatory (wet, dry) guidelines Partner with customer relationship manager and closing agent to clear pre-funding conditions and / or closing package discrepancies to ensure compliance with regulatory and company guidelines Finalize and initiate loan funding by calculating final figures, liaising with closing agent to balance loan file and submitting request / release of funding wire to appropriate warehouse bank Coordinate closeout of the loan transaction with closing agent by timely generating final closing disclosure and confirming disbursement of the loan proceeds Manage closing and funding pipeline queues (i.e. initial closing disclosure, scheduling, draw closing package, funding) to ensure smooth, accurate and timely closing / funding process    Respond in a timely manner to assist in resolution of issues related to requests such as post-closing conditions, suspended loans, quality control audits, investor audits / inquiries Operate with a goal to meet and exceed internal and external customer expectations Operate in a manner that promotes loan quality and compliance with lending laws Maintain productivity and quality performance at or above required goals SKILLS & ABILITIES : Subscribe to a no drama workplace Subscribe to the mission of creating a truly customer and team member centric environment Love to come into work every day and win Highly motivated, self-starter with ability to work independently under minimal supervision, and as a team player Clear, effective interpersonal skills, written and verbal communication skills Ability to work in a fast-paced, multi-tasking environment and manage to multiple deadlines Strong problem solving and creative thinking skills Ability to learn and adapt to guideline changes Strong organization, follow through and time management skills Excellent attention to detail with commitment to accuracy and quality Dependable, responsible and able to use good judgement Ability to motivate others to meet their own job expectations and goals Flexibility to work up to 50 hours per week QUALIFICATIONS & EXPERIENCE 5+ years drawing documents and funding experience in high volume mortgage setting Extensive knowledge and responsibility for compliance with state and federal regulations applicable to loan fulfillment Basic math skills : ability to add, subtract, multiply, and divide in all units of measure Thorough understanding of agency & investor underwriting guidelines, policies and procedures Extensive knowledge in the following loan programs / products :   conventional, FHA, VA, refinance and purchase Knowledge of wet and dry closing distinctions, a plus Basic proficiency in Microsoft Office products (Excel, Word, etc.) Experience with Byte, a plus Compensation : $31-$36 / hour Work Location : Hybrid : Irvine, CA Other Duties : This position profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may be asked to perform additional related duties, as assigned, in order to meet the needs of the organization.
• This is not a contract of employment.
• Everyone is responsible for reading and complying with all duties, requirements, and responsibilities contained herein, and any subsequent revisions.

Mission Loans, LLC is an Equal Opportunity Employer; we prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, and local laws.