Financial Analyst
U.S. Bank's Corporate Treasury department is hiring. We're looking for a skilled Financial Analyst to join the Asset Liability Management (ALM) Forecast Team. In this role, you'll be responsible for providing senior management with accurate, timely and comprehensive forecasts of the balance sheet and net interest income (NII). ALM is also responsible for managing the asset and liability positions of the bank, primarily through the measurement and monitoring of interest rate risk, to help inform and develop balance sheet strategies.
Key qualifications include :
- Experience in any of the following : Corporate Treasury, forecasting, financial analysis, FTP, stress testing / CCAR, financial modeling, interest rate analytics, data analytics
- Technical skills : Excel (Advanced), SQL, Data Visualization Tools (Power BI / Tableau)
In this role, you'll be responsible for :
Coordinating with business finance partners and model development to create a Loans balance sheet and income forecast that incorporates macroeconomic drivers, historical behavior, and line of business strategyPerforming analysis around Loans (both projected and actual) to understand performance drivers by line of business and product, and communicate balance sheet and income impacts across relevant stakeholdersDeveloping business partner relationships with other associates across the ALM team, Corporate Treasury, business finance teams, and line of business stakeholdersLeveraging Loan model outputs to support critical use cases such as interest rate risk, capital management and stress testing, funds transfer pricing, and liquidity riskActively seeking to understand how changes in the regulatory and / or macroeconomic environment may impact Loan and FTP driversHelping inform and support strategies to drive financial results within the company's risk appetiteBasic Qualifications - Bachelor's degree, or equivalent work experience - Typically five or more years of related experience
Preferred Skills / Experience :
Financial services / Banking experience with knowledge of industry productsExcel (Advanced), SQL, Data Visualization Tools (Power BI / Tableau), PowerPointWell-developed mathematical and analytical skillsExcellent written and verbal communication skillsAbility to analyze data, identify trends, and recognize anomaliesWillingness to learn quantitative and qualitative risk factors, industry risks, competition risk, and risk management approachesExperience in any of the following - ALM, Corporate Treasury, forecasting, NII, FTP, stress testing / CCAR, balance sheet management, ALCO, model output validation, financial modeling, interest rate analytics, data analyticsThe role offers a hybrid / flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours) :
Healthcare (medical, dental, vision)Basic term and optional term life insuranceShort-term and long-term disabilityPregnancy disability and parental leave401(k) and employer-funded retirement planPaid vacation (from two to five weeks depending on salary grade and tenure)Up to 11 paid holiday opportunitiesAdoption assistanceSick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by lawU.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.