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Senior Financial Analyst (ALM)
Senior Financial Analyst (ALM)U.S. Bancorp • Minneapolis, MN, US
Senior Financial Analyst (ALM)

Senior Financial Analyst (ALM)

U.S. Bancorp • Minneapolis, MN, US
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Financial Analyst

U.S. Bank's Corporate Treasury department is hiring. We're looking for a skilled Financial Analyst to join the Asset Liability Management (ALM) Forecast Team. In this role, you'll be responsible for providing senior management with accurate, timely and comprehensive forecasts of the balance sheet and net interest income (NII). ALM is also responsible for managing the asset and liability positions of the bank, primarily through the measurement and monitoring of interest rate risk, to help inform and develop balance sheet strategies.

Key qualifications include :

  • Experience in any of the following : Corporate Treasury, forecasting, financial analysis, FTP, stress testing / CCAR, financial modeling, interest rate analytics, data analytics
  • Technical skills : Excel (Advanced), SQL, Data Visualization Tools (Power BI / Tableau)

In this role, you'll be responsible for :

  • Coordinating with business finance partners and model development to create a Loans balance sheet and income forecast that incorporates macroeconomic drivers, historical behavior, and line of business strategy
  • Performing analysis around Loans (both projected and actual) to understand performance drivers by line of business and product, and communicate balance sheet and income impacts across relevant stakeholders
  • Developing business partner relationships with other associates across the ALM team, Corporate Treasury, business finance teams, and line of business stakeholders
  • Leveraging Loan model outputs to support critical use cases such as interest rate risk, capital management and stress testing, funds transfer pricing, and liquidity risk
  • Actively seeking to understand how changes in the regulatory and / or macroeconomic environment may impact Loan and FTP drivers
  • Helping inform and support strategies to drive financial results within the company's risk appetite
  • Basic Qualifications - Bachelor's degree, or equivalent work experience - Typically five or more years of related experience

    Preferred Skills / Experience :

  • Financial services / Banking experience with knowledge of industry products
  • Excel (Advanced), SQL, Data Visualization Tools (Power BI / Tableau), PowerPoint
  • Well-developed mathematical and analytical skills
  • Excellent written and verbal communication skills
  • Ability to analyze data, identify trends, and recognize anomalies
  • Willingness to learn quantitative and qualitative risk factors, industry risks, competition risk, and risk management approaches
  • Experience in any of the following - ALM, Corporate Treasury, forecasting, NII, FTP, stress testing / CCAR, balance sheet management, ALCO, model output validation, financial modeling, interest rate analytics, data analytics
  • The role offers a hybrid / flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

    Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours) :

  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
  • U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

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