Commercial Credit Underwriter, Sr.

Nevada State Bank, a division of Zions Bancorporation, N.A., was founded on Dec. 9, 1959 by 12 businessmen full of Nevada's pioneering spirit. As a full-service bank, we offer a complete range of consumer , private , and business banking services. Our colleagues regularly volunteer in their communities and have been dedicated to helping make Nevada a better place to live for more than 60 years. By embracing the bank's Core Values of extraordinary service, adaptability, teamwork, communication, development, accountability, community, and respect-we have built a culture of service and engagement. NSB has a commitment to career development through tuition reimbursement and continuous learning opportunities, in addition to other competitive benefit offerings. We offer medical benefits on day one , 401k matching, and paid holidays. With a strong belief in diversity, equity, and inclusion, NSB offers several colleague- led diversity forums with the intent to ensure representation and cultural sharing among our colleagues. At Nevada State Bank, we truly believe that it matters WHO you work with.

We are now accepting applications for Commercial Credit Underwriter, Sr. (Portfolio Risk Officer) to join our underwriting team. This role will focus on managing and servicing loan portfolios, spreading and analyzing financial statements, and identifying industry risk. This position is fully in office at our Corporate building in Las Vegas, NV.

Essential Functions :

• Manages the commercial loan portfolio with coordination from the Relationship Manager (RM).
• Conducts initial interview with the RM and is introduced to client.
• Follow up with borrower for required financial information and explanation.
• Through discussion with the client and minimal RM assistance obtain sufficient understanding of borrower's financial position, managerial strategy, and expected loan performance to recommend a loan structure.
• Document understanding of the lending relationship in written form primarily in loan credit presentations, but also in problem loan reports, semi-annual credit reviews, risk grading, and file comments.
• The Commercial Credit Underwriter, Sr. will assist and may lead the presentation of the loan at credit committee.
• Obtain satisfactory Audit and Regulatory examination findings.
• The successful Commercial Credit Underwriter, Sr. is capable of managing the loan portfolio with limited assistance from the RM. Other duties as assigned.

Qualifications :

Benefits :

Pay range (depending on experience) : $90,000 - $115,000 / Annual Base Salary