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Commercial Banker

Commercial Banker

First National of NebraskaOverland Park, KS, US
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Commercial Banking Relationship Manager

At FNBO, our employees are the heart of our storyand we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success.

We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to collaborate and connect with customers and coworkers. It is anticipated that an incumbent in this role will work onsite 100% of the time and will have a dedicated workspace. Work location is subject to change based on business needs.

Summary of the Job :

The Commercial Banking Relationship Manager (RM) will deliver advice and value for business customers. They will enable business customer growth and retention in line with credit and risk strategies. The Relationship Manager will "bring the bank to the customer" by connecting business customers with appropriate products to include but not limited to, commercial deposit accounts, payment products, treasury services, business planning, and credit accounts.

About This Role :

1. Customer Relationship Management :

Help customers be successful by understanding customer needs and matching with FNBO solutions. This will be achieved by alignment with "how we will consistently get the work done" through the Wholesale Banking Group Behaviors :

  • Proper use of Salesforce
  • Proper use of Precision Lender
  • Proper use of IMPAX
  • Collaboration
  • Full adaption to new way of working in nCino
  • Be respectful of other roles and process

Target Customer Base :

The Commercial Banking Relationship Manager will manage portfolio relationships matching the skills, knowledge, and experience of the RM to the needs of the customers in their geography framework. A summary of the customer persona is detailed below :

  • Professionally Managed Business
  • Employment tenure 8-10 yrs

  • Company size 20-100+ employees
  • Management style Middle Market to Large, Closely held, Professionally managed
  • Deliver an Uncommon Understanding for customers and providing advice and value based on the customers financial needs and goals by;
  • 60% time spent acquiring new business

  • 30% time spent growing existing business
  • 10% time spent servicing exiting business
  • This role would be primarily reliant on adding new commercial relationships.
  • Be accountable for managing a portfolio of 50 relationships averaging $50MM-$100MM loans
  • Be accountable for managing a portfolio of 50 relationships averaging $20MM-50MM deposits
  • 2. Business Development Activities :

  • Build a portfolio of business customers by delivering advice and value. Build centers of influence (attorney, accountants, and other needed referral sources).
  • RMs will guide, direct and facilitate solutions across all product specialties of the bank for their business customers.
  • Participate and be involved as an active community member.
  • Identify new business customer opportunities and solutions aligned to match customer needs.
  • Oversee portfolio quality focused on growth and retention in line with credit risk.
  • Facilitate product partners and support teams based on customer needs.
  • Negotiate terms and options with customer.
  • Qualify and document opportunities.
  • Set expectations with customer regarding timeline and product document requirements.
  • Leverage technology and tools consistently for data quality.
  • Use sales and prospecting tools and processes, effectively.
  • 3. Cross Functional Working Relationships :

  • Partner with others across the diverse footprint of the enterprise to optimize referral opportunities to meet the needs of the business customer.
  • 4. Compliance :

  • Understand and comply with bank policy, laws, regulations, and the bank's BSA / AML Program, as applicable to your job duties.
  • Complete compliance training and adhere to internal procedures and controls, as required.
  • Report any known violations of compliance policy, laws, or regulations.
  • Report any suspicious customer and / or account activity.
  • 5. Professionalism / Attendance :

  • Exhibit professional behavior and promote positive working relationships. Maintain regular and predictable attendance.
  • The Ideal Candidate for This Role...

    Knowledge, Skills, Education and Experience :

  • Bachelor's Degree or equivalent experience
  • 5+ years of successful commercial lending relationship management experience; or experience in commercial credit analysis.
  • Ability to build and grow a diverse portfolio of business products with professionally managed businesses.
  • Customer-focused thinker
  • Strong customer and people relationship skills
  • Proficient credit analysis knowledge and skills
  • Proven experience prioritizing and handling multiple customer relationships at the same time.
  • This role document is reflective of role at a point in time and will continue to evolve and be updated as needed.

    Candidates must possess unrestricted work authorization and not require future sponsorship.

    Compensation range (base pay) : $105,443.00-$179,253.00. This role may have a specific starting pay within this range. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and / or skill level.

    We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs :

  • Medical, Dental, Vision Insurance
  • 401k, With Matching Contributions
  • Time Off Programs
  • Health Savings Account (HSA) / Dependent Care
  • Employee Banking
  • Growth Opportunities
  • Tuition Assistance
  • Short-Term / Long-Term Disability Insurance
  • Learn more about FNBO benefits here.

    FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selvesno matter their role or where they are in their journey.

    FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity.

    Application Deadline : All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.

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