Head of AML Compliance

Head Of AML Compliance

Payabli's mission is to enable any software company to become a payments company through its payment infrastructure and monetization platform. With Payabli, software companies can make payments a core part of their business model to drive revenue, enhance customer lifetime value, and boost enterprise value. Our co-founders are serial entrepreneurs who have built and scaled successful technology companies like RevoPay (acquired), Seamless.com (IPO), and ServiceTitan. We are backed by top venture capital investors Fika Ventures, Bling Capital, and TTV Capital.

About The Role :

As our Head Of AML Compliance, you will help us build and maintain a world-class financial crime compliance program tailored to our unique position as an embedded payments provider and registered Payment Facilitator. You will lead the design, implementation, and execution of our AML program, ensuring alignment with U.S. federal regulations (BSA, FinCEN, OFAC) and evolving fintech best practices.

In This Role, You Will :

• Lead the development, implementation, and management of Payabli's AML compliance program.
• Maintain and evolve policies and procedures in accordance with the Bank Secrecy Act (BSA), USA PATRIOT Act, OFAC regulations, and Payabli's sponsor bank requirements.
• Conduct AML / BSA risk assessments across products, partners, and customer segments.
• Oversee transaction monitoring systems and investigate potentially suspicious activity.
• Review alerts, conduct case investigations, and file Suspicious Activity Reports (SARs) with our sponsor banks as needed.
• Coordinate enhanced due diligence (EDD) reviews for high-risk partners or ISVs.
• Act as primary point of contact for sponsor banks and external audits concerning AML / BSA compliance.
• Prepare and submit required reports and documentation (such as SARs) to banking partners for submission to regulatory bodies.
• Ensure compliance alignment with evolving sponsor bank guidelines and industry standards.
• Partner with Product, Engineering, and Client Success teams to integrate AML controls into Payabli's platform architecture and customer onboarding flows.
• Educate and advise internal stakeholders and partners on AML risks and mitigations, including guidance during the underwriting and transaction monitoring processes.
• Deliver tailored AML training to internal staff, including periodic refreshers and onboarding modules.
• Develop guidance and policies for platform partners and ISVs to ensure ecosystem-wide compliance.

We'd Love To Hear From You If :

We Think You'll Love Being Part Of Our Team Because :

We're a values-driven company that cares deeply about our team, partners, and customers. Our north star values are :

What We Can Offer You :

Payabli is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We prohibit discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.