Senior Commercial Loan Administrator

Job Description

Job Description

JOB SUMMARY : The Senior Commercial Loan Administrator plays a key role in supporting the full lifecycle of complex commercial lending transactions, including origination, underwriting support, documentation, processing, and ongoing servicing. This position operates with a high degree of independence and discretion, ensuring compliance with bank policies and regulatory guidelines. The role supports strategic business growth through cross-functional collaboration with lending officers and risk management teams, serves as a subject matter expert, and is responsible for developing and maintaining internal loan operations processes to improve accuracy and efficiency.

WORK SCHEDULE : Monday through Friday, 8 : 30 am - 5 : 00 pm

PAY DETAILS : The typical salary for this position is $69,498. Individual salaries are determined based on various factors, including but not limited to job-related knowledge, skills, experience and internal equity.

ESSENTIAL FUNCTIONS - Listed below are some of the essential functions to carry out this job .

Loan Processing & Documentation :

• Act as the primary loan support liaison for Commercial Lending Officers and credit analysts.
• Lead the preparation of commercial loan documentation, ensuring accuracy and completeness for complex credit structures (e.g., participations, syndications, construction loans).
• Independently set up new loans and lines of credit in the Bank's core systems and ensure quality control of input.
• Coordinate with internal and external parties (attorneys, title companies, appraisers, insurance providers) to gather required documentation and resolve exceptions.
• Maintain and oversee the filing and renewal of UCCs and lien perfection processes.
• Review and validate loan documents for accuracy against credit approvals.
• Serve as contact person for loan servicing for the commercial department.

Loan Servicing & Reporting :

Administrative Responsibilities :

Reporting and Compliance Tasks : Responsible for the timely execution of recurring and ad hoc reporting tasks to ensure regulatory compliance and operational efficiency. Monthly duties include generating Loan Maturity and SBA 1502 reports, maintaining appraisal and collateral tracking logs and coordinating post-loan audits. Daily tasks involve updating loan rate sheets and managing departmental mail. Duties include loan onboarding, regulatory checks (BOC, OFAC), appraisal ordering, title tracking and documentation of line of credit activity. Annual responsibilities include financial statement collection and submission of required state reports.

SUPERVISORY RESPONSIBILITIES : While this position does not have direct supervisory responsibility, it provides workflow guidance, procedural leadership, and acts as a Coordinator between the lender, borrower, internal departments and third party vendors.

QUALIFICATIONS, EDUCATION REQUIREMENTS AND PREFERRED SKILLS : To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

WORKING CONDITIONS : The work environment characteristics described here are representative of those the employee encounters while performing the essential functions of this job.

Physical Demands : The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee is generally required to stand and walk. The employee must occasionally lift and / or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus.

Work Environment : Typical office environment. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.