Job Description
Job Description
Compensation : $200-300K annually
At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo.
See what it's like to work for a national mortgage lender that truly values its employees. Wherever your passions lie, you can find rewarding work and new opportunities here.
- Casual work environment
- Family-owned, Customer-focused
- Denver Post Top Workplace
- Top 50 Family-Owned Business
- Best of Colorado Business
- 5000 Fastest-growing Private Company
JOB SUMMARY
The General Counsel will be responsible for assisting the Company with all general legal matters that arise throughout the organization, its affiliated organizations, and ownership. This General Counsel will perform job duties consistent within safety, legal, and regulatory requirements as well as Company values, standards, culture and business practices. This attorney will act with the highest level of integrity and business and personal ethical standards in all aspects of job performance.
WHAT YOU WILL BRING
Juris Doctor (JD) from an accredited law school. Licensing to practice law in any US State or Puerto Rico. Ability to become licensed in CO.7+ years of legal experience, with experience in the mortgage industry, fintech, or financial services.Experience with mortgage lending, servicing, and real estate law.Experience dealing with regulators like CFPB, FHA, HUD, state banking departments, and attorneys general.Experience drafting and negotiating contracts including structured finance, loan purchase and servicing agreements and SAAS.Ability to understand and prioritize business objectives while explaining and understanding legal risk.Good communication (oral and written) and interpersonal skills within and across departments and externally; must be proactive in providing counsel toSound judgment; ability to clearly make reasoned recommendations; ability to cross think and determine who should be keptSelf-starter with good business sense and a sense of urgency, honesty andGood team player, calm underSelf-confident and inspires confidence fromWillingness to perform legal work for a wide variety of industries, entities, and people.Preferred Qualifications :
Prior in-house experience at a mortgage company.Experience with secondary market operations (e.g., Fannie Mae, Freddie Mac, Ginnie Mae).Experience with international tax and transfer pricingExperience in fast-paced or start-up environments.DUTIES AND RESPONSIBILITIES
Advises executive, senior management and board on all legal matters including federal, state, and local laws, including RESPA, TILA, ECOA, FCRA, HMDA, and other applicable regulations enforced by the CFPB, FHA, and state banking departments..Draft all contracts, including warehouse banking agreements, SAAS agreements, loan purchase agreements, and NDAs.Ensures compliance with all applicable laws, regulations andParticipates in and influences the decision-making process with appropriate clients and stakeholders.Identifies and assesses legal risks and opportunities within the labor and employment area and advisesEducates clients and stakeholders on legal matters, policies andEstablishes and maintains relationships, credibility and trust with clients, stakeholders, legal team members and otherMonitor and interpret changes in laws and regulations that affect mortgage lending, servicing, and consumer protection.Advise executive leadership and the board of directors on strategy and decision-making.Manage all litigation, arbitration, and regulatory enforcement actions.Oversee the engagement and supervision of outside counsel.Lead resolution of disputes, including customer complaints, vendor issues, and employment matters.Work with Compliance, HR, IT, Marketing, and Operations teams to create and ensure compliant internal processes and procedures.Help prepare investor disclosures and examination responses.Establishes and maintains relationships, credibility and trust with clients, stakeholders, team members and other colleagues.Colorado-based candidates preferred, but open to out-of-state applicantsCompensation : $200-300K annually
WHAT WE BRING
Medical, Dental, Vision, 401kPaid time off and sick daysPaid holidaysLong-term paid disabilityPaid maternity and bonding leaveFull desk equipment providedAmerican Financing Corporation (AFC) is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.