Sr. Underwriter

Senior Underwriter

The Senior Underwriter builds dynamic relationships, maintains a strong distribution channel, drives written premium growth, and maximizes renewal retention while delivering a high degree of customer satisfaction within our footprint of Independent Agencies.

Key functions will include but are not limited to :

• Strengthens relationships and educates agents within agency plant to maximize opportunities and achieve profitable growth.
• Achieves new business premium, renewal premium retention and rate change objectives
• Within company guidelines and granted underwriting authority, evaluates new and renewal information to determines risk acceptability terms / conditions to be quoted, and priced.
• Utilizes various underwriting tools to : determine acceptable risk characteristics; determine accurate exposure classifications; set adequate property limits to accomplish appropriate insurance to value and review and quote business for assigned agents
• Orders and reviews inspections to confirm accounts written are consistent with preliminary underwriting information and act when the inspection reveals unacceptable risk characteristics.
• Determines if facultative reinsurance is needed and if so, factors reinsurance cost in gross pricing, completes cession procedures; documents file and follows established workflow procedure to ensure proper reporting / accounting.