The Risk Underwriter Quality Assurance Analyst is primarily responsible for completing quality programs that support operational risk-based auditing and customer experience service programs.
You will conduct audits of overall underwriting Risk Underwriting process / management, targeted Underwriting processes, client-specific Underwriting performance, and training performance.
The QA Analyst will work with internal business partners to provide trend / data analysis and identify recommendations for optimizations and enhancements that assist in meeting customer demands / expectations and driving continuous improvement.
This position will support multiple products, including but not necessarily limited to : Life, Voluntary Life, Short Term Disability (STD), Long Term Disability (LTD), Dental, Vision, Absence Management, Supplemental Health, and Mental Wellness Products.
You are
A driven risk underwriter professional with a high degree of knowledge and experience supporting Group Underwriting products, experience with audit / review processes, and the ability to collaborate with internal business partners to support goals and objectives, lead change and implement new insights.
You have
- College degree and Insurance industry experience preferred.
- 2+ years in Risk Underwriter experience - preference for multiple products, including but not necessarily limited to : Life, STD, LTD, Dental, Vision, and Supplemental Health
- Experience in audit / review & Rating processes preferred
- Robust decision-making skills, including critical thinking and problem solving
- Strong communication and coaching skills with attention to detail
- Proficient in Microsoft Excel & Rating platforms including CPS, Salesforce, Simon, BTR, AuditWell, Tableau, a plus
You will
- Conduct and deliver audits of business process to monitor adherence to all Guardian policies and procedures
- Assist with program development and redesigns based on changing business needs, new product offerings, and other updates
- Support business compliance and risk initiatives
- Partner with internal resources to provide trend / data analysis, identify recommendations for improvements and training opportunities, and assist with system enhancements / requirements
- Understand current industry trends and best practices as it relates to underwriting rating processes
Reporting Relationships
As an Underwriting Rating Quality Assurance Analyst, you will report to our Manager, Underwriting Quality Assurance & Compliance Team, who reports to our Leader of Underwriting Operations.
Location
Hybrid role - 2 days in the office, 3 days WFH - Preferred locations- Guardian home offices located in Bethlehem, PA, New York NY, Stamford CT, Holmdel, NJ - or in a Guardian sales offices located in Atlanta, Chicago, Boston, Newport Beach, or Piano / Dallas.
We will consider candidates outside of preferred locations, offering flexible work arrangements if aligned.
Travel
Salary Range
$66,130.00 - $108,640.00
The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate.
In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.
Our Promise
At Guardian, you'll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.
Inspire Well-Being
As part of Guardian's Purpose - to inspire well-being - we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues.
Health Care
- Choice of high deductible / copay medical plans* with prescription drugs, including coverage for fertility and transgender inclusive benefits
- Dental plan
- Vision plan
- Health care accounts - flexible spending, health reimbursement, and health savings accounts
- Critical illness insurance
Life and Disability Insurance
- Company-paid Life and Disability insurance plus voluntary supplemental coverage
- Accident insurance
Retirement and Financial
- 401(k) retirement plan with a company match, plus an annual age / service-based Company contribution and an annual profit-sharing contribution, if applicable
- Complimentary 1 : 1 financial guidance with a licensed Fidelity representative
Time Off and Remote Work
- Flexible work arrangements (part in-person / part remote)
- Unlimited paid time off for most roles plus time off for volunteering, jury duty, voting, and bereavement
- Personal holidays for colleagues to use in recognition of religious, cultural, or civic days
- Paid parental leave and paid family and medical leave policies
Emotional Well-being and Work-Life
- Emotional well-being, mental health, and work / life resources powered by Spring Health
- Wellness programs, including fitness program and equipment reimbursement
- Child, adult, and elder back-up care support through Bright Horizons
- Adoption assistance
- College planning
- Tuition reimbursement
- Student loan assistance
- Commuter benefits in select metropolitan areas
Equity & Inclusion
Opportunities to build inclusive and meaningful connections through involvement in colleague-led affinity groups :
- Employee Resource Groups :
- Colleague Connection Committees
- Community Involvement Committees
A culture that encourages colleagues to bring their authentic selves to work
- Voluntary self-ID
- Pronunciation and phonetic spelling of names
Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.
Equal Employment Opportunity
Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.
Accommodations
Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.
Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship.
If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and / or to receive other benefits and privileges of employment, please contact redacted .
Current Guardian Colleagues : Please apply through the internal Jobs Hub in Workday.
Risk Underwriting QA Analyst
You will conduct audits of overall underwriting Risk Underwriting process/management, targeted Underwriting processes, client-specific Underwriting performance, and training performance. As an Underwriting Rating Quality Assurance Analyst, you will report to our Manager, Underwriting Quality Assuran...
Underwriting Sr Analyst, Employee Benefits - Burnham Benefits
Our expert advisors craft custom solutions to address your needs in the areas of employee benefits, risk mitigation, and wealth management. ...
Information Security Risk Analyst
Experience using Governance, Risk & Compliance (GRC), vendor risk, risk register, and other security risk management tools and platforms. The IT Security Risk & Compliance team is responsible for leading the development, implementation and evaluation of campus-wide information security risk manageme...
Reputation Risk Management Risk Analyst - Remote - Direct Client - JOBID429
The Reputation Risk Management Risk Analyst position is part of the 2nd Line of Defense within Enterprise Risk Management (ERM). Reporting to the Head of Reputation Risk & Human Resources (HR) Risk, the position is responsible for risk reporting, project management, review and credible challenge, da...
Lead Governance, Risk, and Compliance Analyst
This role will be the primary conduit for all OT Risk and Compliance, including: Internal Controls over Financial Reporting (ICFR), General Technology Controls, audits, and as a Risk Liaison to PCAOB’s Enterprise Risk Management Office. Support the creation of a cyber risk register and cyber risk re...
Insurance Marketing Risk Analyst
Obtain information on each risk and evaluate eligibility with markets. Marketing Analyst has the primary responsibility of quoting and preparing proposals. ...
Credit Risk Analyst
In this role, the Credit Risk Analyst will be responsible for developing a strong Global GRC framework and Enterprise-Wide / Integrated Risk Management approach, including Credit, Counterparty, & Model Risks. Assess and monitor the organization and the BU credit, counterparty, and model risks ma...
Senior Fraud Risk Analyst
Extensive understanding of fraud risks, and risk management processes in order to identify and monitor fraud risks within the organization. Contributes to the development and implementation of Fraud Risk processes, tools, policies, standards, and procedures in alignment with the Enterprise Risk Fram...
Senior Risk Analyst, Model Validator (Remote)
Assesses model risks and limitations, makes recommendations, follows up and tracks ongoing model risk issues. Reporting - Reports regularly to the Model Risk Manager on the compliance of the model risk management program, including policies and procedures, with respect to its progress, working issue...
Enterprise Risk Management Analyst
KORE1, a nationwide provider of staffing and recruiting solutions, has an immediate opening for an ERM Analyst in Irvine, :The ERM Analyst is expected to contribute to and drive the overall advancement and integration of core program objectives across the Bank, promoting risk and control communicati...