2025 Summer Analyst - Global Markets Credit

Description

As a leading corporate and investment bank, TD Securities offers a wide range of integrated capital markets products and services.

Our corporate, government, and institutional clients choose us for our innovation, execution, and experience. With over 7,200 professionals operating in 39 cities across the globe, we work closely with our clients to help them meet their needs today and prepare for tomorrow.

At TD Securities, the Global Markets Credit function is involved with the origination process for trading and credit analysis and recommendation for the credit / derivative facilities.

Global Markets Credit enables the various trading desks to transact with counterparties. The group also performs ad hoc reporting and monitoring of the credit risk profile of TD Securities’ clients that are users of a wide variety of capital market trading products.

TD Securities offers its U.S. based employees the advantage of working in a highly focused operation, while being part of a major global investment dealer.

Confidence in our U.S. operations systems stems from the recognition of our in-depth industry knowledge and from our outstanding credit, structuring, research and distribution capabilities.

At TD Securities, you will learn the financing business and gain a competitive advantage of your own. You will be exposed to a wide variety of clients, industries, financing structures and products.

You will also work in a team environment, honing the analysis skills and experience necessary to be successful in the industry.

JOB OVERVIEW

TD Securities is looking for candidates with varying backgrounds and experiences to join our 2025 Global Markets Credit - Summer Analyst Program and be immersed in our inclusive culture! This program will connect you with experienced professionals through on-the-job training and desk rotations.

You will work alongside industry experts in a fast-paced collaborative environment. This is a ten-week program running from early June to mid-August in person in our offices in New York City.

Responsibilities Include

Training & Orientation :

The internship will begin with a firmwide Orientation to integrate you into the culture of the organization, followed by an interactive technical training program.

This program is designed to teach you the building blocks of financial institutions and jargon of Global Markets and will prepare you for the next nine weeks of the internship.

Mentorship and Networking :

The internship will include a formal mentorship with employees who will act as a career guide for navigating your experience at TD Securities and beyond.

Summer Analysts will have the opportunity to engage in a Senior Speaker Series designed to familiarize participants with the workings of Global Markets as well as our Corporate & Investment Banking, Equity Research, and Business Operations divisions.

Summer Analysts will also be able to participate in social networking events with one-another as well as employees of the Firm to experience our culture and assimilate into our Firm.

Hands-on Experience :

• Assist in the preparation and recommendation of high quality credit submissions relating to new business proposals
• Conduct appropriate market, industry and client credit analysis with clearly articulated recommendations on credit decisions and appropriate borrow risk ratings
• Work closely with other product groups, including TDS Treasury Sales and Trading, TD Securities Cash Management, TDS Trade Finance and other business areas of TD to ensure that credit needs are being met
• Ongoing monitoring of Counterparty’ performance and credit exposures, including compliance with authorized credit limits and terms, as well as reporting requirements
• Identify potential problems requiring attention and recommend appropriate actions to best manage the risks in deteriorating credit situations
• Contribute to a strong credit culture of the Credit team by raising issues on credit, reputational and operational risks
• Ensure that credit arrangements adequately balance the risk and return

QUALIFICATIONS

• Pursuing a (4) year university or college degree with an anticipated graduation date between December 2025 and June 2026
• You must be work authorized in the United States without the need for employer sponsorship
• All majors welcome, but significant coursework in a business-related field is required
• Results driven, proven academic excellence and strong interpersonal skills
• High ethical and professional standards
• Strong financial / analytical / technical skills, knowledge of MS Excel preferred
• Proactive and highly motivated
• Excellent verbal and written communication abilities
• Strong problem-solving skills
• Successful candidates must have the capacity to become adept at financial modeling
• Able to work effectively in a team environment and independently
• Demonstrated leadership (i.e. sports, clubs, extracurricular activities, and philanthropy, etc.)

PROCESS

• Apply via TD Career website by deadline date on or before September 29, 2024 at midnight.
• Following resume screening, candidates selected will go through a series of first round screening interviews.
• If selected to progress, you can expect to participate in Superday interviews consisting of several back-to-back interviews with TD Securities professionals.
• The process will take no more than 1-2 months post deadline and candidates can expect to be assessed on both professional and business competencies.

The expected annual base salary is $110,000, pro-rated for the length of the summer internship. Salary offers are based on a wide range of factors including relevant skills, training, experience, education as well as market factors.

INCLUSIVENESS

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected, and supported.

We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at .

Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE / Minorities / Females / Veterans / Individuals with Disabilities / Sexual Orientation / Gender Identity.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches / stores.

Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world.

More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support.

We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing.

As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking.

Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential.

Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals.

As an organization, we keep growing and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals.

Total Rewards at TD includes base salary and variable compensation / incentive awards (e.g., eligibility for cash and / or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

Additional Information :

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at .

Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.