Credit Policy Analyst

Credit Policy Analyst

M-F 40 hours / week

Hybrid : 2 days per week in office located in Vacaville, CA.

Summary

Travis Credit Union's (TCU) Credit Policy Analyst focuses on developing, implementing, and monitoring credit policies to ensure effective risk management, profitability, and compliance. This position is responsible for conducting in-depth analysis of credit data, evaluating existing policies, and ensuring robust compliance with internal standards and external regulatory requirements. The analyst will provide actionable insights to help the organization balance growth with sound credit practices, fostering a stable lending environment.

Profile

• Creates and evaluates credit policies that guide lending practices, ensuring they align with regulatory requirements while maintaining profitability.
• Conducts risk analysis to assess the impact of existing and proposed credit policies on an organization's risk exposure.
• Ensures lending practices align with internal policies and external regulations.
• Assesses the effectiveness of credit policies and recommends adjustments to improve outcomes.
• Conducts industry and economic analysis to identify trends and / or opportunities that may impact credit policies.
• Collaborates with teams across finance, risk management, and operations to implement and enforce credit policies.

Not all functions / tasks are listed above; however, those listed are considered essential.

Skills

Reporting & Experience

Credit Policy Analyst

Sr. Credit Policy Analyst

Compensation

Base salary starting range is commensurate with experience.

Credit Policy Analyst : Grade 16 : $42.05 / hour - $51.94 / hour

Sr. Credit Policy Analyst : Grade 18 : $103,905.36 / annually - $128,356.80 / annually

Our compensation philosophy is based on several factors such as (but not limited to) the scope and responsibilities of the position, the candidate's work experience, education / training, and key skills.

At Travis Credit Union, our priority is that our employees and their loved ones are provided with a Total Rewards program that ensures their health and welfare safety which allows our employees to focus on the financial welfare of our members and the credit unions objectives. As such, Travis Credit Union offers a robust benefits package to our eligible employees, including competitive medical, dental, and vision insurance, mental health offerings, employee performance incentive plan, merit increases, 401(k) program with immediately vested employer match, generous holiday and vacation policy, and extensive TCU specific perks like employee loan and credit card discounts!

Travis Credit Union is an Affirmative Action Employer

EOE / Individual with Disability / Veteran Status